UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$398.87 -1.38%

(11/4 09:55) ◀

Wednesday, November 4, 2026 (10:00am)

▶ (11/4 10:05)

◀ 11/4 10:01 ▶

Option Volume

Detail

ℹ

Current (11/04 10:00am) 15,028

Calls: 11,108 (74%)

Puts: 3,920 (26%)

Prior (10/13) 44,095

Calls: 27,000 (61%)

Puts: 17,095 (39%)

Current vs Prior -65.92%

Calls: -58.86% (Calls)

Puts: -77.07% (Puts)

Prior 7-Day Total 789,158

Calls: 501,828 (64%)

Puts: 287,330 (36%)

Prior 7-Day Average 112,736

Calls: 71,689 (64%)

Puts: 41,047 (36%)

Current vs Prior 7-Day Avg -86.67%

Calls: -84.51%

Puts: -90.45%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (11/04 10:00am) $10.84M

Calls: $8.35M (77%)

Puts: $2.49M (23%)

Prior (10/13) $24.24M

Calls: $16.92M (70%)

Puts: $7.33M (30%)

Current vs Prior -55.27%

Calls: -50.65%

Puts: -65.95%

Prior 7-Day Total $1.34B

Calls: $1.13B (85%)

Puts: $202.82M (15%)

Prior 7-Day Average $191.09M

Calls: $162.11M (85%)

Puts: $28.97M (15%)

Current vs Prior 7-Day Avg -94.33%

Calls: -94.85%

Puts: -91.39%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (11/04 10:00am) 0.35

Prior (10/13) 0.63

Current vs Prior -44.26%

Prior 7-Day Average 0.74

Current vs Prior 7-Day Avg -52.58%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (11/04 10:00am) 889,625

Calls: 487,646 (55%)

Puts: 401,979 (45%)

Prior (10/13) 893,259

Calls: 489,846 (55%)

Puts: 403,413 (45%)

Current vs Prior -0.41%

Prior 7-Day Total 6,484,320

Calls: 3,509,847 (54%)

Puts: 2,974,473 (46%)

Prior 7-Day Average 926,331

Calls: 501,406 (54%)

Puts: 424,924 (46%)

Current vs Prior 7-Day Avg -3.96%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (11/06) | Next (11/13)Expiry (11/20) | Next (12/18)

Current 3.43% | 5.01%6.03% | 10.31%

Prior 3.54% | 5.12%3.54% | 9.41%

Current vs Prior -3.10% | -2.16%+70.50% | +9.57%

Prior 7-Day Avg 4.07% | 5.48%5.21% | 10.39%

Current vs 7-Day Avg -15.69% | -8.64%+15.80% | -0.78%

Prior 7-Day Eod 3.54% | 5.12%7.13% | 10.74%

Current vs 7-Day Eod -3.10% | -2.16%-15.40% | -3.97%

Sentiment BULLISHBEARISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 4.75% | 8.29%

Calls: 4.98% | 7.69%

Puts: 4.51% | 8.88%

Prior 13.77% | 14.66%

Calls: 12.70% | 11.70%

Puts: 14.85% | 17.62%

Current vs Prior -65.50% | -43.45%

Prior 7-Day Avg 11.81% | 9.14%

Calls: 12.26% | 8.28%

Puts: 11.35% | 10.00%

Current vs 7-Day Avg -59.77% | -9.31%

Liquidity Acceptable

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🤖 AI Insights

Strong bullish conviction with 77% of dollar volume in calls ($8.35M) vs puts ($2.49M). Light premium activity with dollar volume down 55% vs prior. Below-average activity with volume down 66% vs prior. Extreme bullish P/C ratio of 0.35 - heavy call buying (11,108 calls vs 3,920 puts).

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

Sentiment Timeline (Today)

Time	Smart Money	Retail	Overall
10:00	BULLISH	BULLISH	BULLISH
09:55	BULLISH	BULLISH	BULLISH
09:50	BULLISH	BULLISH	BULLISH
09:45	BULLISH	BULLISH	BULLISH
09:40	BULLISH	BULLISH	BULLISH
09:35	BULLISH	BULLISH	BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 128 of results (avg 5.8%, best 1.5%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$377.50	Nov 20	25.90	26.30	$26.10	1.5%	15	0.78	2
$392.50	Nov 20	15.35	15.60	$15.48	1.6%	16	0.61	70
$380.00	Nov 20	23.90	24.35	$24.13	1.9%	8	0.76	1.3K
$387.50	Nov 20	18.55	18.95	$18.75	2.1%	41	0.67	46
$382.50	Nov 20	22.00	22.50	$22.25	2.2%	4	0.73	13

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$422.50	Nov 20	25.95	26.35	$26.15	1.5%	--	0.78	41
$420.00	Nov 20	24.00	24.40	$24.20	1.7%	64	0.76	2.4K
$415.00	Nov 20	20.30	20.65	$20.48	1.7%	72	0.70	90
$417.50	Nov 20	22.10	22.50	$22.30	1.8%	36	0.73	119
$412.50	Nov 20	18.60	18.95	$18.77	1.9%	49	0.67	149

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 9 found (avg $0.67, cheapest $0.38)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$422.50	Nov 6	0.35	0.40	$0.38	13.2%	820	0.06	581
$420.00	Nov 6	0.48	0.56	$0.52	15.4%	430	0.08	1.7K
$417.50	Nov 6	0.69	0.78	$0.74	12.2%	55	0.11	177
$445.00	Nov 20	0.60	0.71	$0.66	16.7%	11	0.06	267
$440.00	Nov 20	0.87	1.00	$0.94	13.8%	27	0.08	2.7K

PUTS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$372.50	Nov 6	0.40	0.44	$0.42	9.5%	79	0.06	270
$375.00	Nov 6	0.56	0.63	$0.60	11.7%	65	0.07	885
$377.50	Nov 6	0.76	0.86	$0.81	12.3%	33	0.10	401
$350.00	Nov 20	0.90	0.95	$0.93	5.4%	5	0.06	7.7K

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 137 found (avg delta 0.78, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$330.00	Nov 6	65.15	71.30	$68.22	9.0%	--	0.99	10
$320.00	Nov 20	76.15	82.00	$79.08	7.4%	7	0.98	149
$330.00	Nov 20	67.10	72.20	$69.65	7.3%	--	0.98	284
$365.00	Nov 6	30.80	37.00	$33.90	18.3%	--	0.98	26
$335.00	Nov 6	59.95	66.30	$63.13	10.1%	--	0.97	12

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$432.50	Nov 6	31.90	36.65	$34.28	13.9%	--	1.00	25
$435.00	Nov 6	34.45	39.10	$36.78	12.6%	--	1.00	27
$437.50	Nov 6	36.60	42.90	$39.75	15.8%	--	1.00	11
$445.00	Nov 13	44.10	50.40	$47.25	13.3%	--	1.00	11
$460.00	Nov 20	59.10	65.25	$62.18	9.9%	--	1.00	117

Most actively traded options today. High liquidity = easy entry/exit. 228 active (total vol 11.5K, top 975)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$425.00	Nov 6	0.18	0.42	$0.30	80.0%	975	0.05	1.5K
$422.50	Nov 6	0.35	0.40	$0.38	13.2%	820	0.06	581
$410.00	Nov 6	1.85	2.06	$1.96	10.7%	565	0.23	3.2K
$430.00	Nov 6	0.11	0.30	$0.21	90.5%	492	0.03	615
$420.00	Nov 6	0.48	0.56	$0.52	15.4%	430	0.08	1.7K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Nov 6	1.02	1.10	$1.06	7.5%	488	0.12	711
$400.00	Nov 13	9.15	10.00	$9.57	8.9%	304	0.50	296
$395.00	Nov 6	4.40	4.65	$4.53	5.5%	185	0.39	1.3K
$365.00	Nov 6	0.01	0.30	$0.16	181.2%	171	0.02	516
$400.00	Nov 20	11.40	11.70	$11.55	2.6%	148	0.50	4.5K

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 26 strikes (avg 48.9%, max 65.9%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$385.00	Nov 6	Dec 4	53.3%	32.1%	65.9%	59	111
$390.00	Nov 6	Dec 18	52.0%	31.6%	64.4%	28	1.6K
$395.00	Nov 6	Dec 4	50.5%	31.6%	59.9%	316	316
$382.50	Nov 6	Nov 20	53.8%	34.9%	54.0%	132	44
$387.50	Nov 6	Nov 20	52.7%	34.3%	53.6%	96	52

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$390.00	Nov 6	Dec 18	52.0%	31.6%	64.4%	136	2.9K
$385.00	Nov 6	Dec 11	53.3%	33.0%	61.5%	61	1.4K
$395.00	Nov 6	Dec 4	50.5%	31.6%	59.9%	187	1.4K
$382.50	Nov 6	Nov 20	53.8%	34.9%	54.2%	30	731
$387.50	Nov 6	Nov 20	52.7%	34.3%	53.7%	116	1.1K

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 212 found (best R:R 0.63, avg 5.80)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$370.00	$375.00	Nov 20	$3.07	$1.93	$3.07	84%	0.63	$373.07
$385.00	$395.00	Dec 4	$5.18	$4.82	$5.18	66%	0.93	$390.18
$400.00	$405.00	Dec 11	$1.50	$3.50	$1.50	50%	2.33	$401.50
$377.50	$380.00	Nov 6	$1.43	$1.07	$1.43	90%	0.75	$378.93
$400.00	$405.00	Dec 4	$1.57	$3.43	$1.57	50%	2.18	$401.57

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$415.00	$410.00	Dec 4	$2.25	$2.75	$2.25	65%	1.22	$412.75
$420.00	$415.00	Nov 27	$2.72	$2.28	$2.72	73%	0.84	$417.28
$425.00	$420.00	Dec 4	$2.98	$2.02	$2.98	75%	0.68	$422.02
$417.50	$415.00	Nov 13	$1.30	$1.20	$1.30	78%	0.92	$416.20
$375.00	$370.00	Dec 4	$0.42	$4.58	$0.42	23%	10.90	$374.58

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 165 found (best R:R 0.71, avg 0.33)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$465.00	$470.00	Nov 13	$2.08	$2.08	$2.92	90%	0.71	$467.08
$465.00	$470.00	Nov 27	$1.50	$1.50	$3.50	91%	0.43	$466.50
$445.00	$450.00	Dec 4	$1.43	$1.43	$3.57	85%	0.40	$446.43
$405.00	$410.00	Dec 4	$2.95	$2.95	$2.05	55%	1.44	$407.95
$430.00	$440.00	Dec 11	$2.64	$2.64	$7.36	75%	0.36	$432.64

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$335.00	$330.00	Nov 13	$1.85	$1.85	$3.15	92%	0.59	$333.15
$380.00	$375.00	Dec 4	$2.15	$2.15	$2.85	71%	0.75	$377.85
$395.00	$390.00	Dec 4	$2.88	$2.88	$2.12	55%	1.36	$392.12
$390.00	$387.50	Nov 13	$1.45	$1.45	$1.05	65%	1.38	$388.55
$377.50	$375.00	Nov 13	$1.02	$1.02	$1.48	80%	0.69	$376.48

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 12 found (avg debit $3.40, cheapest $5.28)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$392.50	Nov 6	Nov 20	$5.28	51.0%	33.6%
$395.00	Nov 6	Nov 13	$3.25	50.5%	38.4%
$400.00	Nov 6	Nov 13	$3.39	49.4%	37.5%
$397.50	Nov 6	Nov 13	$3.37	49.7%	38.0%
$402.50	Nov 6	Nov 13	$3.31	48.3%	36.8%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$395.00	Nov 6	Nov 13	$3.25	50.5%	38.4%
$400.00	Nov 6	Nov 13	$2.92	49.4%	37.5%
$397.50	Nov 6	Nov 13	$3.32	49.7%	38.0%
$402.50	Nov 6	Nov 13	$3.07	48.5%	36.8%
$405.00	Nov 6	Nov 13	$3.00	48.0%	36.6%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 109 found (cheapest 3.09% of stock, avg 7.02%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$400.00	Nov 6	$5.68	$6.65	$12.33	$387.67	$412.33	3.09%
$402.50	Nov 6	$4.47	$7.93	$12.40	$390.10	$414.90	3.11%
$397.50	Nov 6	$7.03	$5.53	$12.56	$384.94	$410.06	3.15%
$405.00	Nov 6	$3.50	$9.43	$12.93	$392.07	$417.93	3.24%
$395.00	Nov 6	$8.55	$4.53	$13.08	$381.92	$408.08	3.28%
$407.50	Nov 6	$2.62	$11.10	$13.72	$393.78	$421.22	3.44%
$392.50	Nov 6	$10.20	$3.63	$13.83	$378.67	$406.33	3.47%
$390.00	Nov 6	$11.95	$2.93	$14.88	$375.12	$404.88	3.73%
$410.00	Nov 6	$1.96	$12.93	$14.89	$395.11	$424.89	3.73%
$387.50	Nov 6	$13.88	$2.33	$16.21	$371.29	$403.71	4.06%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 1.08% of stock, avg 3.96%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$410.00	$387.50	Nov 6	$1.96	$2.33	$4.29	$383.21	$414.29
$410.00	$390.00	Nov 6	$1.96	$2.93	$4.89	$385.11	$414.89
$407.50	$387.50	Nov 6	$2.62	$2.33	$4.95	$382.55	$412.45
$407.50	$390.00	Nov 6	$2.62	$2.93	$5.55	$384.45	$413.05
$410.00	$392.50	Nov 6	$1.96	$3.63	$5.59	$386.91	$415.59
$407.50	$392.50	Nov 6	$2.62	$3.63	$6.25	$386.25	$413.75
$405.00	$387.50	Nov 6	$3.50	$2.33	$5.83	$381.67	$410.83
$405.00	$390.00	Nov 6	$3.50	$2.93	$6.43	$383.57	$411.43
$405.00	$392.50	Nov 6	$3.50	$3.63	$7.13	$385.37	$412.13
$410.00	$395.00	Nov 6	$1.96	$4.53	$6.49	$388.51	$416.49

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 354 found (best R:R 2.52, avg credit $1.53)

Put Spread	Call Spread	Expiry	Credit	Max Loss	POP	R:R	BE Low	BE High
375/380	445/450	Dec 4	$3.58	$1.42	56%	2.52	$376.42	$448.58
375/380	420/425	Dec 4	$4.13	$0.87	41%	4.75	$375.87	$424.13
375/380	430/435	Dec 4	$3.65	$1.35	48%	2.70	$376.35	$433.65
330/335	422/425	Nov 13	$2.20	$2.80	76%	0.79	$332.80	$424.70
330/335	420/422	Nov 13	$2.26	$2.74	73%	0.82	$332.74	$422.26
380/385	445/450	Dec 4	$3.36	$1.64	51%	2.05	$381.64	$448.36
330/335	418/420	Nov 13	$2.38	$2.62	70%	0.91	$332.62	$419.88
330/335	415/418	Nov 13	$2.43	$2.57	66%	0.95	$332.57	$417.43
350/355	445/450	Dec 4	$2.06	$2.94	74%	0.70	$352.94	$447.06
375/380	435/440	Dec 4	$3.07	$1.93	53%	1.59	$376.93	$438.07

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 208 found (best R:R 124.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$390.00	$400.00	$410.00	Dec 18	$0.47	$9.53	18%	20.28
$410.00	$420.00	$430.00	Dec 11	$0.52	$9.48	16%	18.23
$385.00	$390.00	$395.00	Nov 13	$0.14	$4.86	15%	34.71
$370.00	$380.00	$390.00	Dec 18	$0.61	$9.39	16%	15.39
$420.00	$430.00	$440.00	Dec 18	$0.56	$9.44	14%	16.86

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$410.00	$420.00	$430.00	Dec 18	$0.08	$9.92	16%	124.00
$430.00	$440.00	$450.00	Dec 18	$0.05	$9.95	12%	199.00
$370.00	$380.00	$390.00	Dec 18	$0.49	$9.51	16%	19.41
$440.00	$450.00	$460.00	Nov 20	$0.11	$9.89	9%	89.91
$380.00	$385.00	$390.00	Nov 27	$0.09	$4.91	12%	54.56

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 168 found (best net $-14.21, 154 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$335.00	$360.00	1:2	Nov 6	-$14.21	$10.79
$430.00	$440.00	1:2	Dec 11	-$0.97	$9.03
$445.00	$450.00	1:2	Dec 4	-$0.20	$4.80
$450.00	$460.00	1:2	Nov 20	-$0.13	$9.87
$455.00	$460.00	1:2	Nov 13	-$0.05	$4.95

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$410.00	$390.00	1:2	Dec 11	-$3.37	$16.63
$385.00	$370.00	1:2	Dec 11	-$2.08	$12.92
$355.00	$340.00	1:2	Dec 11	-$0.06	$14.94
$350.00	$340.00	1:2	Nov 20	-$0.21	$9.79
$330.00	$325.00	1:2	Nov 27	-$0.05	$4.95

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 81 found (best yield 4.31%, avg 1.12%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$400.00	Dec 18	$17.20	0.50	0.3%	4.31%	4.60%	18	3.8K
$410.00	Dec 18	$12.75	0.41	2.8%	3.20%	5.99%	22	1.8K
$420.00	Dec 18	$9.10	0.33	5.3%	2.28%	7.58%	71	1.8K
$400.00	Dec 11	$14.35	0.50	0.3%	3.60%	3.88%	10	12
$405.00	Dec 4	$11.95	0.45	1.5%	3.00%	4.53%	--	35
$405.00	Dec 11	$11.90	0.45	1.5%	2.98%	4.52%	10	58
$410.00	Dec 11	$9.95	0.41	2.8%	2.49%	5.28%	2	18
$430.00	Dec 18	$6.40	0.26	7.8%	1.60%	9.41%	20	2.1K
$420.00	Dec 11	$6.95	0.33	5.3%	1.74%	7.04%	--	16
$400.00	Dec 4	$13.20	0.50	0.3%	3.31%	3.59%	15	120

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 11,108

Total Puts 3,920

Put/Call Ratio 0.35

Net Difference 7,188

Prior's Put/Call Breakdown

Total Calls 27,000

Total Puts 17,095

Put/Call Ratio 0.63

Net Difference 9,905

Prior 7-Day Put/Call Summary

Total Calls 501,828

Total Puts 287,330

Average Put/Call Ratio 0.74

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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