UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$424.98 +1.91%

$424.55 (-0.10%)🌙

as of 10/22 07:01 PM

(10/21 18:51) ◀

Thursday, October 22, 2026 (7:01pm)

▶ (10/23 18:58)

◀ 10/22 19:01 ▶

Option Volume

Detail

ℹ

Current (10/22) 68,821

Calls: 40,136 (58%)

Puts: 28,685 (42%)

Prior (10/21) 44,833

Calls: 27,605 (62%)

Puts: 17,228 (38%)

Current vs Prior +53.51%

Calls: +45.39% (Calls)

Puts: +66.50% (Puts)

Prior 7-Day Total 682,754

Calls: 402,193 (59%)

Puts: 280,561 (41%)

Prior 7-Day Average 97,536

Calls: 57,456 (59%)

Puts: 40,080 (41%)

Current vs Prior 7-Day Avg -29.44%

Calls: -30.14%

Puts: -28.43%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (10/22) $53.15M

Calls: $42.59M (80%)

Puts: $10.55M (20%)

Prior (10/21) $40.68M

Calls: $32.54M (80%)

Puts: $8.14M (20%)

Current vs Prior +30.66%

Calls: +30.91%

Puts: +29.66%

Prior 7-Day Total $566.62M

Calls: $395.03M (70%)

Puts: $171.59M (30%)

Prior 7-Day Average $80.95M

Calls: $56.43M (70%)

Puts: $24.51M (30%)

Current vs Prior 7-Day Avg -34.34%

Calls: -24.52%

Puts: -56.95%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (10/22) 0.71

Prior (10/21) 0.62

Current vs Prior +14.52%

Prior 7-Day Average 0.72

Current vs Prior 7-Day Avg -0.78%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (10/22) 691,343

Calls: 401,369 (58%)

Puts: 289,974 (42%)

Prior (10/21) 575,474

Calls: 331,858 (58%)

Puts: 243,616 (42%)

Current vs Prior +20.13%

Prior 7-Day Total 4,967,688

Calls: 2,816,173 (57%)

Puts: 2,151,515 (43%)

Prior 7-Day Average 709,669

Calls: 402,310 (57%)

Puts: 307,359 (43%)

Current vs Prior 7-Day Avg -2.58%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (10/23) | Next (10/30)Expiry (11/20) | Next (12/18)

Current 1.63% | 3.48%6.52% | 9.98%

Prior 2.10% | 3.65%6.45% | 10.01%

Current vs Prior -22.18% | -4.84%+1.04% | -0.28%

Prior 7-Day Avg 3.59% | 4.96%6.07% | 10.25%

Current vs 7-Day Avg -54.50% | -29.98%+7.42% | -2.62%

Prior 7-Day Eod 2.10% | 3.65%6.45% | 10.01%

Current vs 7-Day Eod -22.18% | -4.84%+1.04% | -0.28%

Sentiment BULLISHBEARISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 13.77% | 14.66%

Calls: 12.70% | 11.70%

Puts: 14.85% | 17.62%

Prior 13.77% | 14.66%

Calls: 12.70% | 11.70%

Puts: 14.85% | 17.62%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 12.54% | 13.52%

Calls: 11.51% | 10.96%

Puts: 13.58% | 16.09%

Current vs 7-Day Avg +9.78% | +8.40%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 80% of dollar volume in calls ($42.59M) vs puts ($10.55M). Above-average activity with volume up 54% vs prior. Rising open interest (up 20%) indicates new positions being established.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 102 of results (avg 7.2%, best 2.2%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Nov 20	4.45	4.55	$4.50	2.2%	677	0.24	6.7K
$365.00	Oct 23	58.55	60.55	$59.55	3.4%	1	1.00	--
$390.00	Nov 20	38.45	39.85	$39.15	3.6%	47	0.86	1.2K
$400.00	Nov 20	30.20	31.40	$30.80	3.9%	157	0.79	4.3K
$400.00	Nov 6	27.25	28.35	$27.80	4.0%	20	0.85	308

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Nov 20	9.90	10.50	$10.20	5.9%	1.0K	0.42	863
$415.00	Nov 20	8.10	8.65	$8.38	6.6%	17	0.36	69
$420.00	Dec 4	12.30	13.15	$12.73	6.7%	4	0.43	--
$430.00	Oct 30	8.90	9.55	$9.23	7.0%	134	0.60	41
$430.00	Nov 20	14.30	15.35	$14.83	7.1%	65	0.54	315

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 7 found (avg $0.86, cheapest $0.93)

CALLS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Oct 23	0.84	1.02	$0.93	19.4%	2.2K	0.24	1.5K
$450.00	Oct 30	0.54	0.65	$0.60	18.3%	613	0.08	552
$480.00	Nov 20	0.72	0.84	$0.78	15.4%	31	0.06	1.9K

PUTS (4)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$402.50	Oct 30	0.80	0.94	$0.87	16.1%	65	0.10	239
$390.00	Nov 6	0.91	1.05	$0.98	14.3%	32	0.08	216
$380.00	Nov 13	0.90	1.03	$0.97	13.4%	14	0.07	382
$370.00	Nov 20	0.82	0.97	$0.90	16.7%	102	0.05	1.9K

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 125 found (avg delta 0.82, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$355.00	Oct 23	68.00	72.55	$70.28	6.5%	1	1.00	--
$342.50	Oct 23	80.40	83.75	$82.08	4.1%	1	1.00	--
$370.00	Oct 23	53.45	55.90	$54.68	4.5%	7	1.00	85
$345.00	Oct 23	78.00	81.35	$79.68	4.2%	1	1.00	--
$365.00	Oct 23	58.55	60.55	$59.55	3.4%	1	1.00	--

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$435.00	Oct 23	7.95	13.05	$10.50	48.6%	4	1.00	--
$437.50	Oct 23	10.40	14.05	$12.23	29.8%	4	1.00	--
$440.00	Oct 23	12.75	16.60	$14.68	26.2%	33	1.00	--
$432.50	Oct 23	7.20	8.35	$7.78	14.8%	2	0.91	1
$437.50	Oct 30	13.60	14.95	$14.27	9.5%	2	0.77	--

Most actively traded options today. High liquidity = easy entry/exit. 358 active (total vol 54.8K, top 3.0K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$425.00	Oct 23	2.53	3.05	$2.79	18.6%	3.0K	0.51	1.7K
$437.50	Oct 23	0.02	0.14	$0.08	150.0%	2.6K	0.03	238
$430.00	Oct 23	0.84	1.02	$0.93	19.4%	2.2K	0.24	1.5K
$420.00	Oct 23	5.70	6.95	$6.33	19.7%	2.1K	0.77	1.8K
$422.50	Oct 23	3.80	4.80	$4.30	23.3%	1.8K	0.65	1.3K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$422.50	Oct 23	1.49	1.77	$1.63	17.2%	2.4K	0.35	166
$420.00	Oct 23	0.91	1.10	$1.01	18.8%	2.1K	0.24	532
$412.50	Oct 30	2.06	2.78	$2.42	29.8%	1.3K	0.23	538
$400.00	Nov 20	4.05	4.35	$4.20	7.1%	1.2K	0.21	4.8K
$420.00	Oct 30	4.15	4.75	$4.45	13.5%	1.2K	0.37	172

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 9 strikes (avg 23.1%, max 35.3%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$420.00	Oct 23	Nov 27	34.5%	25.5%	35.3%	2.1K	1.9K
$425.00	Oct 23	Dec 4	32.1%	26.0%	23.7%	3.0K	1.7K
$422.50	Oct 23	Nov 20	32.9%	26.8%	22.8%	1.9K	1.6K
$427.50	Oct 23	Nov 6	32.8%	29.0%	13.1%	1.8K	377
$430.00	Oct 23	Dec 4	32.2%	28.5%	12.8%	2.2K	1.5K

PUTS (4)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$420.00	Oct 23	Dec 4	34.5%	26.1%	32.4%	2.1K	532
$425.00	Oct 23	Dec 4	32.1%	26.0%	23.7%	444	27
$422.50	Oct 23	Nov 20	32.9%	26.8%	22.8%	2.4K	201
$427.50	Oct 23	Oct 30	32.8%	27.1%	21.1%	313	709

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 199 found (best R:R 2.57, avg 7.73)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$415.00	$420.00	Nov 27	$1.40	$3.60	$1.40	62%	2.57	$416.40
$440.00	$445.00	Nov 27	$0.25	$4.75	$0.25	34%	19.00	$440.25
$395.00	$397.50	Nov 20	$0.97	$1.53	$0.97	83%	1.58	$395.97
$405.00	$410.00	Nov 27	$2.60	$2.40	$2.60	72%	0.92	$407.60
$405.00	$407.50	Nov 6	$1.10	$1.40	$1.10	80%	1.27	$406.10

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$425.00	$420.00	Nov 13	$0.80	$4.20	$0.80	49%	5.25	$424.20
$420.00	$415.00	Dec 4	$1.30	$3.70	$1.30	43%	2.85	$418.70
$422.50	$420.00	Nov 6	$0.50	$2.00	$0.50	44%	4.00	$422.00
$395.00	$390.00	Nov 27	$0.33	$4.67	$0.33	18%	14.15	$394.67
$437.50	$435.00	Oct 30	$1.44	$1.06	$1.44	77%	0.74	$436.06

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 158 found (best R:R 13.71, avg 0.39)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$445.00	$450.00	Nov 27	$2.56	$2.56	$2.44	69%	1.05	$447.56
$435.00	$450.00	Dec 4	$5.90	$5.90	$9.10	57%	0.65	$440.90
$435.00	$440.00	Nov 13	$2.32	$2.32	$2.68	61%	0.87	$437.32
$435.00	$440.00	Nov 27	$2.40	$2.40	$2.60	60%	0.92	$437.40
$425.00	$430.00	Nov 27	$2.85	$2.85	$2.15	49%	1.33	$427.85

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$347.50	$345.00	Oct 23	$2.33	$2.33	$0.17	92%	13.71	$345.17
$420.00	$415.00	Nov 13	$3.07	$3.07	$1.93	58%	1.59	$416.93
$405.00	$400.00	Nov 27	$1.90	$1.90	$3.10	72%	0.61	$403.10
$415.00	$410.00	Dec 4	$2.41	$2.41	$2.59	62%	0.93	$412.59
$382.50	$380.00	Oct 23	$0.40	$0.40	$2.10	96%	0.19	$382.10

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 7 found (avg debit $3.71, cheapest $3.77)

CALLS (3)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$422.50	Oct 23	Oct 30	$4.02	32.9%	26.9%
$425.00	Oct 23	Oct 30	$4.29	32.1%	26.4%
$427.50	Oct 23	Oct 30	$3.99	32.8%	27.1%

PUTS (4)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$422.50	Oct 23	Oct 30	$3.77	32.9%	26.9%
$425.00	Oct 23	Oct 30	$3.81	32.1%	26.4%
$427.50	Oct 23	Oct 30	$3.77	32.8%	27.1%
$430.00	Oct 30	Nov 6	$2.32	27.5%	28.8%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 94 found (cheapest 1.28% of stock, avg 6.02%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$425.00	Oct 23	$2.79	$2.64	$5.43	$419.57	$430.43	1.28%
$427.50	Oct 23	$1.71	$4.13	$5.84	$421.66	$433.34	1.37%
$422.50	Oct 23	$4.30	$1.63	$5.93	$416.57	$428.43	1.40%
$420.00	Oct 23	$6.33	$1.01	$7.34	$412.66	$427.34	1.73%
$432.50	Oct 23	$0.48	$7.78	$8.26	$424.24	$440.76	1.94%
$417.50	Oct 23	$8.30	$0.56	$8.86	$408.64	$426.36	2.08%
$415.00	Oct 23	$10.40	$0.35	$10.75	$404.25	$425.75	2.53%
$435.00	Oct 23	$0.24	$10.50	$10.74	$424.26	$445.74	2.53%
$437.50	Oct 23	$0.08	$12.23	$12.31	$425.19	$449.81	2.90%
$412.50	Oct 23	$12.50	$0.24	$12.74	$399.76	$425.24	3.00%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 175 found (cheapest 0.14% of stock, avg 3.12%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$435.00	$415.00	Oct 23	$0.24	$0.35	$0.59	$414.41	$435.59
$435.00	$417.50	Oct 23	$0.24	$0.56	$0.80	$416.70	$435.80
$432.50	$415.00	Oct 23	$0.48	$0.35	$0.83	$414.17	$433.33
$432.50	$417.50	Oct 23	$0.48	$0.56	$1.04	$416.46	$433.54
$435.00	$420.00	Oct 23	$0.24	$1.01	$1.25	$418.75	$436.25
$480.00	$415.00	Oct 23	$1.08	$0.35	$1.43	$413.57	$481.43
$430.00	$415.00	Oct 23	$0.93	$0.35	$1.28	$413.72	$431.28
$430.00	$417.50	Oct 23	$0.93	$0.56	$1.49	$416.01	$431.49
$432.50	$420.00	Oct 23	$0.48	$1.01	$1.49	$418.51	$433.99
$480.00	$417.50	Oct 23	$1.08	$0.56	$1.64	$415.86	$481.64

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 376 found (best R:R 8.26, avg credit $1.29)

Put Spread	Call Spread	Expiry	Credit	Max Loss	POP	R:R	BE Low	BE High
400/405	445/450	Nov 27	$4.46	$0.54	41%	8.26	$400.54	$449.46
365/370	445/450	Nov 27	$2.99	$2.01	62%	1.49	$367.01	$447.99
395/400	445/450	Nov 27	$3.76	$1.24	46%	3.03	$396.24	$448.76
380/385	445/450	Nov 27	$3.27	$1.73	55%	1.89	$381.73	$448.27
375/380	445/450	Nov 27	$3.10	$1.90	58%	1.63	$376.90	$448.10
370/375	445/450	Nov 27	$2.86	$2.14	60%	1.34	$372.14	$447.86
385/390	445/450	Nov 27	$3.15	$1.85	53%	1.70	$386.85	$448.15
405/410	445/450	Nov 27	$3.73	$1.27	36%	2.94	$406.27	$448.73
400/405	460/465	Nov 27	$2.73	$2.27	54%	1.20	$402.27	$462.73
400/405	465/470	Nov 27	$2.54	$2.46	58%	1.03	$402.46	$467.54

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 154 found (best R:R 61.50, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$400.00	$405.00	$410.00	Nov 13	$0.08	$4.92	10%	61.50
$430.00	$435.00	$440.00	Nov 27	$0.12	$4.88	12%	40.67
$420.00	$425.00	$430.00	Nov 13	$0.18	$4.82	13%	26.78
$440.00	$445.00	$450.00	Nov 20	$0.12	$4.88	10%	40.67
$420.00	$425.00	$430.00	Nov 27	$0.15	$4.85	11%	32.33

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$417.50	$420.00	$422.50	Oct 23	$0.17	$2.33	20%	13.71
$420.00	$422.50	$425.00	Oct 30	$0.10	$2.40	12%	24.00
$375.00	$380.00	$385.00	Nov 13	$0.06	$4.94	4%	82.33
$395.00	$400.00	$405.00	Nov 13	$0.22	$4.78	9%	21.73
$412.50	$415.00	$417.50	Oct 23	$0.10	$2.40	8%	24.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 184 found (best net $-16.46, 169 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$350.00	$380.00	1:2	Nov 6	-$16.46	$13.54
$435.00	$450.00	1:2	Dec 4	-$0.60	$14.40
$450.00	$460.00	1:2	Nov 20	-$0.82	$9.18
$460.00	$470.00	1:2	Nov 20	-$0.34	$9.66
$470.00	$480.00	1:2	Nov 20	-$0.06	$9.94

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$432.50	$427.50	1:2	Oct 23	-$0.48	$4.52
$385.00	$370.00	1:2	Dec 4	-$0.25	$14.75
$425.00	$422.50	1:2	Oct 23	-$0.62	$1.88
$420.00	$417.50	1:2	Oct 23	-$0.11	$2.39
$427.50	$425.00	1:2	Oct 23	-$1.15	$1.35

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 68 found (best yield 3.84%, avg 1.06%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Dec 4	$16.30	0.52	0.0%	3.84%	3.84%	4	--
$435.00	Dec 4	$11.10	0.43	2.4%	2.61%	4.97%	62	--
$430.00	Dec 4	$12.30	0.47	1.2%	2.89%	4.08%	12	--
$425.00	Nov 27	$14.10	0.51	0.0%	3.32%	3.32%	36	104
$425.00	Nov 20	$13.60	0.52	0.0%	3.20%	3.20%	65	73
$430.00	Nov 20	$11.25	0.46	1.2%	2.65%	3.83%	256	2.2K
$430.00	Nov 27	$11.20	0.46	1.2%	2.64%	3.82%	9	152
$435.00	Nov 20	$9.00	0.40	2.4%	2.12%	4.48%	66	256
$440.00	Nov 20	$7.20	0.35	3.5%	1.69%	5.23%	208	2.1K
$445.00	Nov 27	$6.10	0.31	4.7%	1.44%	6.15%	3	107

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 40,136

Total Puts 28,685

Put/Call Ratio 0.71

Net Difference 11,451

Prior's Put/Call Breakdown

Total Calls 27,605

Total Puts 17,228

Put/Call Ratio 0.62

Net Difference 10,377

Prior 7-Day Put/Call Summary

Total Calls 402,193

Total Puts 280,561

Average Put/Call Ratio 0.72

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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