UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$417.00 -0.54%

(10/20 18:47) ◀

Wednesday, October 21, 2026 (6:51pm)

▶ (10/22 19:01)

◀ 10/21 18:51 ▶

Option Volume

Detail

ℹ

Current (10/21) 44,833

Calls: 27,605 (62%)

Puts: 17,228 (38%)

Prior (10/20) 97,923

Calls: 63,103 (64%)

Puts: 34,820 (36%)

Current vs Prior -54.22%

Calls: -56.25% (Calls)

Puts: -50.52% (Puts)

Prior 7-Day Total 686,061

Calls: 402,534 (59%)

Puts: 283,527 (41%)

Prior 7-Day Average 98,008

Calls: 57,504 (59%)

Puts: 40,503 (41%)

Current vs Prior 7-Day Avg -54.26%

Calls: -52.00%

Puts: -57.47%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (10/21) $40.68M

Calls: $32.54M (80%)

Puts: $8.14M (20%)

Prior (10/20) $111.99M

Calls: $94.01M (84%)

Puts: $17.98M (16%)

Current vs Prior -63.68%

Calls: -65.39%

Puts: -54.74%

Prior 7-Day Total $588.96M

Calls: $403.70M (69%)

Puts: $185.26M (31%)

Prior 7-Day Average $84.14M

Calls: $57.67M (69%)

Puts: $26.47M (31%)

Current vs Prior 7-Day Avg -51.65%

Calls: -43.58%

Puts: -69.25%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (10/21) 0.62

Prior (10/20) 0.55

Current vs Prior +13.10%

Prior 7-Day Average 0.73

Current vs Prior 7-Day Avg -15.02%

Sentiment BULLISH

Open Interest

Detail

ℹ

Current (10/21) 575,474

Calls: 331,858 (58%)

Puts: 243,616 (42%)

Prior (10/20) 685,182

Calls: 422,796 (62%)

Puts: 262,386 (38%)

Current vs Prior -16.01%

Prior 7-Day Total 4,948,090

Calls: 2,780,465 (56%)

Puts: 2,167,625 (44%)

Prior 7-Day Average 706,870

Calls: 397,209 (56%)

Puts: 309,660 (44%)

Current vs Prior 7-Day Avg -18.59%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (10/23) | Next (10/30)Expiry (11/20) | Next (12/18)

Current 2.10% | 3.65%6.45% | 10.01%

Prior 2.77% | 4.14%6.81% | 10.46%

Current vs Prior -24.23% | -11.74%-5.27% | -4.27%

Prior 7-Day Avg 3.86% | 5.62%6.33% | 10.52%

Current vs 7-Day Avg -45.63% | -35.06%+1.92% | -4.82%

Prior 7-Day Eod 2.77% | 4.14%6.81% | 10.46%

Current vs 7-Day Eod -24.23% | -11.74%-5.27% | -4.27%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 13.77% | 14.66%

Calls: 12.70% | 11.70%

Puts: 14.85% | 17.62%

Prior 13.77% | 14.66%

Calls: 12.70% | 11.70%

Puts: 14.85% | 17.62%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 13.49% | 12.26%

Calls: 13.07% | 9.89%

Puts: 13.93% | 14.62%

Current vs 7-Day Avg +2.04% | +19.60%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 80% of dollar volume in calls ($32.54M) vs puts ($8.14M). Light premium activity with dollar volume down 64% vs prior. Below-average activity with volume down 54% vs prior. Bullish P/C ratio of 0.62.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 97 of results (avg 7.0%, best 2.8%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$395.00	Nov 13	26.25	27.00	$26.63	2.8%	1	0.79	119
$345.00	Oct 23	71.05	73.30	$72.18	3.1%	1	1.00	--
$400.00	Nov 20	23.90	24.70	$24.30	3.3%	24	0.73	4.3K
$352.50	Oct 30	64.00	66.25	$65.13	3.5%	1	0.92	--
$350.00	Nov 20	68.05	70.60	$69.32	3.7%	17	0.97	656

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$445.00	Nov 20	29.60	30.90	$30.25	4.3%	1	0.79	--
$407.50	Nov 20	8.05	8.45	$8.25	4.8%	1	0.36	--
$410.00	Nov 20	8.95	9.40	$9.18	4.9%	33	0.39	1.1K
$420.00	Nov 6	10.55	11.10	$10.83	5.1%	28	0.54	79
$425.00	Nov 20	15.85	16.75	$16.30	5.5%	1	0.57	7

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 10 found (avg $0.67, cheapest $0.06)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$440.00	Oct 23	0.05	0.06	$0.06	16.7%	642	0.01	573
$427.50	Oct 23	0.57	0.69	$0.63	19.0%	613	0.14	272
$440.00	Oct 30	0.78	0.91	$0.85	15.3%	308	0.10	1.4K
$465.00	Nov 13	0.64	0.77	$0.71	18.3%	42	0.06	147
$470.00	Nov 20	0.83	0.96	$0.90	14.4%	67	0.07	1.8K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$407.50	Oct 23	0.73	0.88	$0.81	18.5%	312	0.16	161
$377.50	Nov 6	0.58	0.70	$0.64	18.8%	4	0.06	147
$380.00	Nov 6	0.70	0.85	$0.77	19.5%	5	0.07	265
$350.00	Nov 20	0.40	0.46	$0.43	14.0%	81	0.03	7.7K
$365.00	Nov 20	0.87	0.99	$0.93	12.9%	328	0.06	84

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 98 found (avg delta 0.76, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$365.00	Nov 6	50.60	55.75	$53.18	9.7%	1	1.00	--
$345.00	Oct 23	71.05	73.30	$72.18	3.1%	1	1.00	--
$350.00	Oct 23	64.85	69.95	$67.40	7.6%	1	1.00	10
$365.00	Oct 23	51.45	53.95	$52.70	4.7%	2	0.99	43
$370.00	Oct 23	45.85	49.30	$47.58	7.3%	3	0.99	85

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$445.00	Oct 23	25.50	30.95	$28.23	19.3%	14	1.00	--
$432.50	Oct 23	13.95	16.20	$15.08	14.9%	1	0.95	--
$430.00	Oct 23	11.65	13.90	$12.78	17.6%	16	0.92	729
$440.00	Oct 30	22.75	26.15	$24.45	13.9%	3	0.90	3
$450.00	Nov 20	33.35	35.45	$34.40	6.1%	1	0.84	--

Most actively traded options today. High liquidity = easy entry/exit. 306 active (total vol 30.6K, top 1.8K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$422.50	Oct 23	1.50	1.70	$1.60	12.5%	1.8K	0.28	455
$425.00	Oct 23	0.95	1.11	$1.03	15.5%	1.6K	0.20	1.6K
$430.00	Oct 23	0.33	0.44	$0.39	28.2%	1.4K	0.09	1.1K
$420.00	Oct 23	2.33	2.55	$2.44	9.0%	1.2K	0.38	1.6K
$420.00	Nov 20	11.75	12.50	$12.13	6.2%	1.1K	0.49	3.3K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$415.00	Oct 23	2.66	2.82	$2.74	5.8%	1.2K	0.40	491
$410.00	Oct 23	1.16	1.35	$1.25	15.2%	988	0.22	609
$412.50	Oct 23	1.76	2.05	$1.90	15.3%	689	0.31	190
$405.00	Oct 23	0.44	0.56	$0.50	24.0%	550	0.10	2.4K
$417.50	Oct 23	3.70	4.10	$3.90	10.3%	532	0.51	327

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 16 strikes (avg 16.2%, max 22.3%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$410.00	Oct 23	Nov 27	32.1%	26.3%	22.3%	138	3.2K
$415.00	Oct 23	Nov 27	31.2%	25.6%	21.8%	550	1.0K
$417.50	Oct 23	Nov 20	31.9%	26.2%	21.5%	556	1.4K
$412.50	Oct 23	Nov 20	31.8%	26.4%	20.4%	28	404
$407.50	Oct 23	Nov 20	32.6%	27.2%	19.8%	90	2.3K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$410.00	Oct 23	Nov 27	32.1%	26.3%	22.3%	993	670
$415.00	Oct 23	Nov 27	31.2%	25.6%	21.8%	1.2K	566
$417.50	Oct 23	Nov 20	31.9%	26.2%	21.5%	561	349
$412.50	Oct 23	Nov 20	31.8%	26.4%	20.4%	693	231
$407.50	Oct 23	Nov 20	32.6%	27.2%	19.8%	313	161

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 184 found (best R:R 0.66, avg 8.51)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$390.00	$395.00	Nov 6	$3.02	$1.98	$3.02	87%	0.66	$393.02
$415.00	$417.50	Nov 20	$0.48	$2.02	$0.48	55%	4.21	$415.48
$435.00	$440.00	Nov 27	$0.70	$4.30	$0.70	32%	6.14	$435.70
$400.00	$402.50	Oct 30	$1.32	$1.18	$1.32	84%	0.89	$401.32
$402.50	$405.00	Nov 6	$1.07	$1.43	$1.07	74%	1.34	$403.57

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	POP	R:R	BE
$420.00	$415.00	Nov 27	$1.48	$3.52	$1.48	51%	2.38	$418.52
$405.00	$400.00	Nov 13	$0.85	$4.15	$0.85	32%	4.88	$404.15
$400.00	$397.50	Nov 20	$0.30	$2.20	$0.30	28%	7.33	$399.70
$420.00	$415.00	Nov 13	$2.18	$2.82	$2.18	53%	1.29	$417.82
$410.00	$407.50	Oct 30	$0.50	$2.00	$0.50	33%	4.00	$409.50

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 148 found (best R:R 4.21, avg 0.31)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$417.50	$420.00	Nov 20	$2.02	$2.02	$0.48	48%	4.21	$419.52
$422.50	$425.00	Nov 20	$1.68	$1.68	$0.82	54%	2.05	$424.18
$425.00	$430.00	Nov 27	$2.55	$2.55	$2.45	57%	1.04	$427.55
$460.00	$465.00	Nov 27	$0.84	$0.84	$4.16	87%	0.20	$460.84
$445.00	$450.00	Nov 20	$1.21	$1.21	$3.79	78%	0.32	$446.21

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	POP	R:R	BE
$345.00	$340.00	Oct 30	$0.66	$0.66	$4.34	96%	0.15	$344.34
$400.00	$395.00	Nov 13	$1.60	$1.60	$3.40	73%	0.47	$398.40
$407.50	$405.00	Oct 30	$1.04	$1.04	$1.46	71%	0.71	$406.46
$397.50	$395.00	Nov 20	$0.90	$0.90	$1.60	74%	0.56	$396.60
$360.00	$355.00	Nov 20	$0.39	$0.39	$4.61	95%	0.08	$359.61

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 8 found (avg debit $3.15, cheapest $2.98)

CALLS (4)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$417.50	Oct 23	Oct 30	$3.28	31.9%	25.8%
$412.50	Oct 23	Oct 30	$3.25	31.8%	26.3%
$415.00	Oct 23	Oct 30	$3.50	31.2%	26.0%
$420.00	Oct 23	Oct 30	$3.29	30.7%	27.1%

PUTS (4)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$417.50	Oct 23	Oct 30	$2.98	31.9%	25.8%
$412.50	Oct 23	Oct 30	$2.82	31.8%	26.3%
$415.00	Oct 23	Oct 30	$2.99	31.2%	26.0%
$420.00	Oct 23	Oct 30	$3.08	30.7%	27.1%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 86 found (cheapest 1.80% of stock, avg 5.71%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$420.00	Oct 23	$2.44	$5.07	$7.51	$412.49	$427.51	1.80%
$417.50	Oct 23	$3.65	$3.90	$7.55	$409.95	$425.05	1.81%
$415.00	Oct 23	$4.85	$2.74	$7.59	$407.41	$422.59	1.82%
$412.50	Oct 23	$6.50	$1.90	$8.40	$404.10	$420.90	2.01%
$422.50	Oct 23	$1.60	$6.82	$8.42	$414.08	$430.92	2.02%
$410.00	Oct 23	$8.32	$1.25	$9.57	$400.43	$419.57	2.29%
$425.00	Oct 23	$1.03	$8.93	$9.96	$415.04	$434.96	2.39%
$407.50	Oct 23	$10.40	$0.81	$11.21	$396.29	$418.71	2.69%
$405.00	Oct 23	$12.53	$0.50	$13.03	$391.97	$418.03	3.12%
$430.00	Oct 23	$0.39	$12.78	$13.17	$416.83	$443.17	3.16%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 0.27% of stock, avg 3.03%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$427.50	$405.00	Oct 23	$0.63	$0.50	$1.13	$403.87	$428.63
$427.50	$407.50	Oct 23	$0.63	$0.81	$1.44	$406.06	$428.94
$425.00	$405.00	Oct 23	$1.03	$0.50	$1.53	$403.47	$426.53
$425.00	$407.50	Oct 23	$1.03	$0.81	$1.84	$405.66	$426.84
$427.50	$410.00	Oct 23	$0.63	$1.25	$1.88	$408.12	$429.38
$425.00	$410.00	Oct 23	$1.03	$1.25	$2.28	$407.72	$427.28
$422.50	$405.00	Oct 23	$1.60	$0.50	$2.10	$402.90	$424.60
$422.50	$407.50	Oct 23	$1.60	$0.81	$2.41	$405.09	$424.91
$422.50	$410.00	Oct 23	$1.60	$1.25	$2.85	$407.15	$425.35
$427.50	$412.50	Oct 23	$0.63	$1.90	$2.53	$409.97	$430.03

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 355 found (best R:R 0.27, avg credit $1.13)

Put Spread	Call Spread	Expiry	Credit	Max Loss	POP	R:R	BE Low	BE High
340/345	440/442	Oct 30	$1.06	$3.94	85%	0.27	$343.94	$441.06
385/390	460/465	Nov 27	$1.98	$3.02	66%	0.66	$388.02	$461.98
355/360	445/450	Nov 20	$1.60	$3.40	73%	0.47	$358.40	$446.60
388/390	440/442	Oct 30	$0.68	$1.82	83%	0.37	$389.32	$440.68
395/400	435/440	Nov 13	$2.98	$2.02	44%	1.48	$397.02	$437.98
355/360	460/465	Nov 27	$1.15	$3.85	81%	0.30	$358.85	$461.15
385/390	440/445	Nov 27	$2.64	$2.36	51%	1.12	$387.36	$442.64
345/348	432/435	Oct 23	$0.36	$2.14	92%	0.17	$347.14	$432.86
345/348	430/432	Oct 23	$0.42	$2.08	89%	0.20	$347.08	$430.42
390/392	440/442	Oct 30	$0.63	$1.87	81%	0.34	$391.87	$440.63

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 139 found (best R:R 28.41, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$430.00	$435.00	$440.00	Nov 6	$0.17	$4.83	13%	28.41
$425.00	$430.00	$435.00	Nov 20	$0.14	$4.86	12%	34.71
$415.00	$420.00	$425.00	Nov 27	$0.12	$4.88	11%	40.67
$430.00	$435.00	$440.00	Nov 13	$0.17	$4.83	12%	28.41
$380.00	$385.00	$390.00	Nov 20	$0.06	$4.94	7%	82.33

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	POP	R:R
$410.00	$412.50	$415.00	Oct 23	$0.19	$2.31	18%	12.16
$400.00	$405.00	$410.00	Nov 27	$0.23	$4.77	11%	20.74
$402.50	$405.00	$407.50	Nov 6	$0.06	$2.44	7%	40.67
$415.00	$417.50	$420.00	Oct 30	$0.12	$2.38	11%	19.83
$405.00	$407.50	$410.00	Oct 23	$0.13	$2.37	12%	18.23

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 166 found (best net $-11.57, 154 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$352.50	$380.00	1:2	Oct 30	-$11.57	$15.93
$380.00	$400.00	1:2	Nov 27	-$9.33	$10.67
$450.00	$460.00	1:2	Nov 20	-$0.46	$9.54
$460.00	$470.00	1:2	Nov 20	-$0.21	$9.79
$470.00	$480.00	1:2	Nov 20	-$0.14	$9.86

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$445.00	$432.50	1:2	Oct 23	-$1.93	$10.57
$440.00	$427.50	1:2	Oct 30	-$2.31	$10.19
$435.00	$425.00	1:2	Nov 6	-$6.63	$3.37
$355.00	$345.00	1:2	Nov 13	$0.00	$10.00
$350.00	$340.00	1:2	Nov 27	-$0.10	$9.90

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 61 found (best yield 3.09%, avg 0.98%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$420.00	Nov 27	$12.90	0.49	0.7%	3.09%	3.81%	14	87
$425.00	Nov 27	$10.80	0.43	1.9%	2.59%	4.51%	6	102
$417.50	Nov 20	$13.05	0.52	0.1%	3.13%	3.25%	45	86
$420.00	Nov 20	$11.75	0.49	0.7%	2.82%	3.54%	1.1K	3.3K
$422.50	Nov 20	$10.50	0.47	1.3%	2.52%	3.84%	261	43
$425.00	Nov 20	$9.55	0.43	1.9%	2.29%	4.21%	11	76
$430.00	Nov 20	$7.65	0.37	3.1%	1.83%	4.95%	189	2.2K
$430.00	Nov 27	$7.55	0.37	3.1%	1.81%	4.93%	5	153
$440.00	Nov 27	$5.60	0.28	5.5%	1.34%	6.86%	19	254
$435.00	Nov 20	$5.95	0.32	4.3%	1.43%	5.74%	39	262

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 27,605

Total Puts 17,228

Put/Call Ratio 0.62

Net Difference 10,377

Prior's Put/Call Breakdown

Total Calls 63,103

Total Puts 34,820

Put/Call Ratio 0.55

Net Difference 28,283

Prior 7-Day Put/Call Summary

Total Calls 402,534

Total Puts 283,527

Average Put/Call Ratio 0.73

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

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Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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