UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$420.74 -0.67%

$424.19 (+0.82%)🌅

as of 07/25 04:04 AM

(7/23 19:15) ◀

Friday, July 24, 2026 (4:04am)

▶ (7/27 19:13)

◀ 7/24 04:04 ▶

Option Volume

Detail

ℹ

Current (07/25) 33,119

Calls: 18,234 (55%)

Puts: 14,885 (45%)

Prior (07/23) 49,180

Calls: 25,974 (53%)

Puts: 23,206 (47%)

Current vs Prior -32.66%

Calls: -29.80% (Calls)

Puts: -35.86% (Puts)

Prior 7-Day Total 662,620

Calls: 369,270 (56%)

Puts: 293,350 (44%)

Prior 7-Day Average 94,660

Calls: 52,752 (56%)

Puts: 41,907 (44%)

Current vs Prior 7-Day Avg -65.01%

Calls: -65.44%

Puts: -64.48%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/25) $28.49M

Calls: $20.83M (73%)

Puts: $7.66M (27%)

Prior (07/23) $45.32M

Calls: $33.87M (75%)

Puts: $11.45M (25%)

Current vs Prior -37.15%

Calls: -38.51%

Puts: -33.11%

Prior 7-Day Total $508.30M

Calls: $360.98M (71%)

Puts: $147.32M (29%)

Prior 7-Day Average $72.61M

Calls: $51.57M (71%)

Puts: $21.05M (29%)

Current vs Prior 7-Day Avg -60.77%

Calls: -59.61%

Puts: -63.61%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/25) 0.82

Prior (07/23) 0.89

Current vs Prior -8.63%

Prior 7-Day Average 0.91

Current vs Prior 7-Day Avg -9.83%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/25) 502,857

Calls: 283,159 (56%)

Puts: 219,698 (44%)

Prior (07/23) 591,571

Calls: 351,787 (59%)

Puts: 239,784 (41%)

Current vs Prior -15.00%

Prior 7-Day Total 4,993,863

Calls: 2,880,144 (58%)

Puts: 2,113,719 (42%)

Prior 7-Day Average 713,409

Calls: 411,449 (58%)

Puts: 301,959 (42%)

Current vs Prior 7-Day Avg -29.51%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/31) | Next (08/07)Expiry (08/21) | Next (09/18)

Current 3.42% | 4.64%6.39% | 10.41%

Prior 1.68% | 3.59%6.57% | 10.63%

Current vs Prior +104.18% | +29.20%-2.77% | -2.12%

Prior 7-Day Avg 3.16% | 4.68%5.30% | 10.09%

Current vs 7-Day Avg +8.39% | -0.87%+20.64% | +3.11%

Prior 7-Day Eod 1.68% | 3.59%6.57% | 10.63%

Current vs 7-Day Eod +104.18% | +29.20%-2.77% | -2.12%

Sentiment BEARISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Prior 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 9.30% | 7.50%

Calls: 9.52% | 8.32%

Puts: 9.09% | 6.67%

Current vs 7-Day Avg +8.66% | +5.53%

Liquidity Expensive

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🤖 AI Insights

Moderately bullish flow with 73% call dollar volume ($20.83M).

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current NEUTRAL

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

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Tightest Spreads

💰

Best Value <$1

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High Delta

⚖️

Ratio Spreads

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Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 91 of results (avg 7.3%, best 2.5%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$420.00	Aug 14	11.80	12.10	$11.95	2.5%	6	0.52	55
$500.00	Aug 21	0.28	0.29	$0.29	3.4%	125	0.02	2.4K
$360.00	Aug 21	60.95	63.50	$62.23	4.1%	13	0.94	793
$380.00	Aug 21	42.90	44.70	$43.80	4.1%	2	0.89	2.2K
$340.00	Aug 21	80.45	83.95	$82.20	4.3%	39	1.00	872

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Aug 21	17.00	17.85	$17.43	4.9%	35	0.60	770
$420.00	Aug 21	11.75	12.35	$12.05	5.0%	208	0.48	1.4K
$425.00	Aug 21	14.20	14.95	$14.58	5.1%	27	0.54	42
$415.00	Aug 21	9.50	10.05	$9.78	5.6%	22	0.41	83
$420.00	Aug 14	10.10	10.70	$10.40	5.8%	8	0.48	--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 5 found (avg $0.78, cheapest $0.29)

CALLS (3)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$500.00	Aug 21	0.28	0.29	$0.29	3.4%	125	0.02	2.4K
$442.50	Jul 31	0.76	0.89	$0.83	15.7%	57	0.10	118
$475.00	Aug 21	0.88	1.05	$0.97	17.5%	25	0.07	1.1K

PUTS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Aug 21	0.82	0.94	$0.88	13.6%	349	0.05	1.9K
$400.00	Jul 31	0.85	1.00	$0.93	16.1%	473	0.11	740

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 95 found (avg delta 0.75, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$370.00	Jul 31	48.60	52.10	$50.35	7.0%	4	1.00	--
$380.00	Jul 31	39.10	43.50	$41.30	10.7%	2	1.00	7
$385.00	Jul 31	34.35	37.30	$35.83	8.2%	25	1.00	32
$340.00	Aug 21	80.45	83.95	$82.20	4.3%	39	1.00	872
$387.50	Jul 31	31.50	34.50	$33.00	9.1%	24	0.95	1

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$462.50	Jul 31	39.65	45.65	$42.65	14.1%	6	0.99	--
$460.00	Jul 31	36.40	41.85	$39.13	13.9%	6	0.98	--
$455.00	Jul 31	32.55	36.50	$34.53	11.4%	20	0.97	18
$457.50	Jul 31	35.05	40.65	$37.85	14.8%	12	0.97	--
$485.00	Aug 21	61.80	67.35	$64.57	8.6%	2	0.96	--

Most actively traded options today. High liquidity = easy entry/exit. 280 active (total vol 17.4K, top 2.0K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Aug 21	3.40	3.75	$3.58	9.8%	2.0K	0.20	5.7K
$440.00	Jul 31	1.02	1.19	$1.11	15.3%	1.5K	0.13	526
$430.00	Jul 31	2.82	3.20	$3.01	12.6%	1.2K	0.29	896
$435.00	Jul 31	1.72	2.01	$1.86	15.6%	793	0.20	568
$425.00	Jul 31	4.40	5.00	$4.70	12.8%	706	0.40	207

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 31	0.85	1.00	$0.93	16.1%	473	0.11	740
$400.00	Aug 21	4.70	5.10	$4.90	8.2%	370	0.25	2.0K
$420.00	Aug 7	8.25	10.30	$9.28	22.1%	363	0.49	102
$360.00	Aug 21	0.82	0.94	$0.88	13.6%	349	0.05	1.9K
$415.00	Aug 28	10.70	12.05	$11.38	11.9%	336	0.42	26

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 52 strikes (avg 17.7%, max 115.0%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$490.00	Jul 31	Aug 21	67.2%	31.2%	115.0%	11	1.4K
$495.00	Jul 31	Aug 28	53.4%	28.3%	88.6%	3	63
$480.00	Jul 31	Aug 28	47.0%	28.3%	66.0%	29	311
$500.00	Aug 7	Aug 28	40.5%	29.0%	39.6%	136	260
$370.00	Jul 31	Aug 21	43.9%	32.6%	34.4%	8	928

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 31	Aug 21	60.3%	37.2%	62.2%	25	1.8K
$365.00	Jul 31	Sep 4	46.9%	32.3%	45.1%	8	211
$360.00	Jul 31	Aug 21	49.3%	35.1%	40.5%	353	3.0K
$370.00	Jul 31	Aug 21	43.9%	32.6%	34.4%	20	1.6K
$375.00	Jul 31	Sep 4	40.6%	30.8%	31.8%	11	194

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 183 found (best R:R 89.91, avg 7.25)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$475.00	$485.00	Aug 7	$0.12	$9.88	$0.12	82.33	$475.12
$480.00	$490.00	Aug 14	$0.26	$9.74	$0.26	37.46	$480.26
$485.00	$495.00	Aug 28	$0.29	$9.71	$0.29	33.48	$485.29
$475.00	$480.00	Aug 21	$0.15	$4.85	$0.15	32.33	$475.15
$490.00	$500.00	Aug 21	$0.31	$9.69	$0.31	31.26	$490.31

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$350.00	$340.00	Aug 21	$0.11	$9.89	$0.11	89.91	$349.89
$360.00	$350.00	Aug 21	$0.29	$9.71	$0.29	33.48	$359.71
$375.00	$360.00	Aug 14	$0.46	$14.54	$0.46	31.61	$374.54
$365.00	$360.00	Aug 21	$0.18	$4.82	$0.18	26.78	$364.82
$370.00	$365.00	Aug 21	$0.19	$4.81	$0.19	25.32	$369.81

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 228 found (best R:R 99.00, avg 2.30)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$380.00	$390.00	Aug 14	$9.90	$9.90	$0.10	99.00	$389.90
$360.00	$370.00	Aug 21	$9.88	$9.88	$0.12	82.33	$369.88
$355.00	$375.00	Aug 28	$19.22	$19.22	$0.78	24.64	$374.22
$375.00	$380.00	Aug 28	$4.75	$4.75	$0.25	19.00	$379.75
$377.50	$380.00	Jul 31	$2.30	$2.30	$0.20	11.50	$379.80

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$455.00	$452.50	Jul 31	$2.36	$2.36	$0.14	16.86	$452.64
$432.50	$430.00	Jul 31	$2.25	$2.25	$0.25	9.00	$430.25
$460.00	$445.00	Aug 14	$13.42	$13.42	$1.58	8.49	$446.58
$440.00	$435.00	Aug 7	$4.43	$4.43	$0.57	7.77	$435.57
$440.00	$437.50	Jul 31	$2.08	$2.08	$0.42	4.95	$437.92

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 61 found (avg debit $1.74, cheapest $0.12)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$500.00	Aug 7	Aug 21	$0.12	40.5%	30.5%
$475.00	Jul 31	Aug 7	$0.27	33.9%	32.8%
$470.00	Jul 31	Aug 7	$0.28	32.8%	31.9%
$485.00	Aug 7	Aug 21	$0.30	34.7%	28.4%
$480.00	Jul 31	Aug 14	$0.41	47.0%	31.9%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$360.00	Jul 31	Aug 7	$0.12	49.3%	39.8%
$340.00	Aug 21	Aug 28	$0.14	40.6%	38.2%
$370.00	Jul 31	Aug 7	$0.19	43.9%	34.7%
$365.00	Jul 31	Aug 7	$0.22	46.9%	37.7%
$350.00	Jul 31	Aug 21	$0.49	60.3%	37.2%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 91 found (cheapest 3.08% of stock, avg 7.05%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$420.00	Jul 31	$6.90	$6.05	$12.95	$407.05	$432.95	3.08%
$422.50	Jul 31	$5.73	$7.50	$13.23	$409.27	$435.73	3.14%
$417.50	Jul 31	$8.35	$5.03	$13.38	$404.12	$430.88	3.18%
$425.00	Jul 31	$4.70	$8.82	$13.52	$411.48	$438.52	3.21%
$415.00	Jul 31	$9.93	$4.18	$14.11	$400.89	$429.11	3.35%
$427.50	Jul 31	$3.75	$10.50	$14.25	$413.25	$441.75	3.39%
$412.50	Jul 31	$11.40	$3.28	$14.68	$397.82	$427.18	3.49%
$430.00	Jul 31	$3.01	$12.23	$15.24	$414.76	$445.24	3.62%
$410.00	Jul 31	$13.45	$2.62	$16.07	$393.93	$426.07	3.82%
$432.50	Jul 31	$2.34	$14.48	$16.82	$415.68	$449.32	4.00%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 1.18% of stock, avg 3.76%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$432.50	$410.00	Jul 31	$2.34	$2.62	$4.96	$405.04	$437.46
$430.00	$410.00	Jul 31	$3.01	$2.62	$5.63	$404.37	$435.63
$432.50	$412.50	Jul 31	$2.34	$3.28	$5.62	$406.88	$438.12
$430.00	$412.50	Jul 31	$3.01	$3.28	$6.29	$406.21	$436.29
$427.50	$410.00	Jul 31	$3.75	$2.62	$6.37	$403.63	$433.87
$432.50	$415.00	Jul 31	$2.34	$4.18	$6.52	$408.48	$439.02
$445.00	$400.00	Aug 14	$3.11	$3.70	$6.81	$393.19	$451.81
$427.50	$412.50	Jul 31	$3.75	$3.28	$7.03	$405.47	$434.53
$430.00	$415.00	Jul 31	$3.01	$4.18	$7.19	$407.81	$437.19
$425.00	$410.00	Jul 31	$4.70	$2.62	$7.32	$402.68	$432.32

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 288 found (best R:R 24.00, avg credit $3.65)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
400/405	410/415	Aug 14	$4.80	$0.20	24.00	$400.20	$414.80
395/400	410/415	Aug 14	$4.72	$0.28	16.86	$395.28	$414.72
408/410	422/425	Aug 7	$2.35	$0.15	15.67	$407.65	$424.85
412/415	422/425	Aug 7	$2.35	$0.15	15.67	$412.65	$424.85
410/415	425/430	Sep 4	$4.70	$0.30	15.67	$410.30	$429.70
400/405	420/425	Aug 28	$4.68	$0.32	14.62	$400.32	$424.68
408/410	420/422	Aug 7	$2.32	$0.18	12.89	$407.68	$422.32
412/415	420/422	Aug 7	$2.32	$0.18	12.89	$412.68	$422.32
410/415	425/430	Aug 14	$4.63	$0.37	12.51	$410.37	$429.63
415/420	425/430	Sep 4	$4.63	$0.37	12.51	$415.37	$429.63

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 116 found (best R:R 99.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$430.00	$435.00	$440.00	Aug 28	$0.05	$4.95	99.00
$460.00	$465.00	$470.00	Aug 7	$0.11	$4.89	44.45
$465.00	$470.00	$475.00	Aug 21	$0.11	$4.89	44.45
$470.00	$475.00	$480.00	Aug 21	$0.11	$4.89	44.45
$390.00	$400.00	$410.00	Aug 28	$0.24	$9.76	40.67

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$355.00	$360.00	$365.00	Aug 7	$0.07	$4.93	70.43
$370.00	$375.00	$380.00	Aug 21	$0.07	$4.93	70.43
$395.00	$400.00	$405.00	Aug 14	$0.08	$4.92	61.50
$340.00	$350.00	$360.00	Aug 21	$0.18	$9.82	54.56
$390.00	$395.00	$400.00	Aug 21	$0.09	$4.91	54.56

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 126 found (best net $-0.03, 117 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$475.00	$485.00	1:2	Aug 7	-$0.06	$9.94
$480.00	$490.00	1:2	Aug 14	-$0.06	$9.94
$480.00	$490.00	1:2	Jul 31	-$0.11	$9.89
$485.00	$495.00	1:2	Aug 28	-$0.22	$9.78
$490.00	$500.00	1:2	Aug 7	-$0.23	$9.77

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$375.00	$360.00	1:2	Aug 14	-$0.03	$14.97
$485.00	$460.00	1:2	Aug 21	-$14.59	$10.41
$360.00	$350.00	1:2	Jul 31	-$0.05	$9.95
$360.00	$350.00	1:2	Aug 21	-$0.30	$9.70
$350.00	$340.00	1:2	Aug 21	-$0.37	$9.63

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 75 found (best yield 3.27%, avg 1.01%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Sep 4	$13.75	0.48	1.0%	3.27%	4.28%	3	--
$425.00	Aug 28	$12.40	0.48	1.0%	2.95%	3.96%	4	47
$422.50	Aug 21	$12.15	0.49	0.4%	2.89%	3.31%	79	45
$430.00	Sep 4	$11.60	0.43	2.2%	2.76%	4.96%	9	--
$425.00	Aug 21	$11.05	0.46	1.0%	2.63%	3.64%	35	101
$430.00	Aug 28	$10.30	0.42	2.2%	2.45%	4.65%	5	111
$427.50	Aug 21	$9.95	0.43	1.6%	2.36%	3.97%	11	466
$435.00	Sep 4	$9.65	0.39	3.4%	2.29%	5.68%	2	--
$425.00	Aug 14	$9.00	0.46	1.0%	2.14%	3.15%	8	63
$430.00	Aug 21	$8.85	0.40	2.2%	2.10%	4.30%	85	2.7K

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 18,234

Total Puts 14,885

Put/Call Ratio 0.82

Net Difference 3,349

Prior's Put/Call Breakdown

Total Calls 25,974

Total Puts 23,206

Put/Call Ratio 0.89

Net Difference 2,768

Prior 7-Day Put/Call Summary

Total Calls 369,270

Total Puts 293,350

Average Put/Call Ratio 0.91

Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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