UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$431.31 -1.16%

$431.75 (+0.10%)🌙

as of 07/22 09:13 PM

(7/21 19:11) ◀

Wednesday, July 22, 2026 (9:13pm)

▶ (7/23 19:15)

◀ 7/22 21:13 ▶

Option Volume

Detail

ℹ

Current (07/22) 46,773

Calls: 20,643 (44%)

Puts: 26,130 (56%)

Prior (07/21) 84,182

Calls: 39,003 (46%)

Puts: 45,179 (54%)

Current vs Prior -44.44%

Calls: -47.07% (Calls)

Puts: -42.16% (Puts)

Prior 7-Day Total 663,307

Calls: 371,386 (56%)

Puts: 291,921 (44%)

Prior 7-Day Average 94,758

Calls: 53,055 (56%)

Puts: 41,703 (44%)

Current vs Prior 7-Day Avg -50.64%

Calls: -61.09%

Puts: -37.34%

Sentiment BEARISH

Dollar Volume

Detail

ℹ

Current (07/22) $36.72M

Calls: $28.26M (77%)

Puts: $8.46M (23%)

Prior (07/21) $76.90M

Calls: $67.01M (87%)

Puts: $9.88M (13%)

Current vs Prior -52.25%

Calls: -57.83%

Puts: -14.40%

Prior 7-Day Total $574.12M

Calls: $414.53M (72%)

Puts: $159.59M (28%)

Prior 7-Day Average $82.02M

Calls: $59.22M (72%)

Puts: $22.80M (28%)

Current vs Prior 7-Day Avg -55.23%

Calls: -52.28%

Puts: -62.88%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/22) 1.27

Prior (07/21) 1.16

Current vs Prior +9.28%

Prior 7-Day Average 0.88

Current vs Prior 7-Day Avg +44.30%

Sentiment BEARISH

Open Interest

Detail

ℹ

Current (07/22) 550,655

Calls: 293,354 (53%)

Puts: 257,301 (47%)

Prior (07/21) 592,173

Calls: 345,233 (58%)

Puts: 246,940 (42%)

Current vs Prior -7.01%

Prior 7-Day Total 5,158,455

Calls: 3,007,723 (58%)

Puts: 2,150,732 (42%)

Prior 7-Day Average 736,922

Calls: 429,674 (58%)

Puts: 307,247 (42%)

Current vs Prior 7-Day Avg -25.28%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/24) | Next (07/31)Expiry (08/21) | Next (09/18)

Current 2.20% | 4.00%6.75% | 10.70%

Prior 2.59% | 4.21%6.88% | 10.66%

Current vs Prior -15.07% | -5.10%-1.90% | +0.39%

Prior 7-Day Avg 4.50% | 5.65%5.29% | 10.10%

Current vs 7-Day Avg -51.25% | -29.21%+27.49% | +5.98%

Prior 7-Day Eod 2.59% | 4.21%6.88% | 10.66%

Current vs 7-Day Eod -15.07% | -5.10%-1.90% | +0.39%

Sentiment BULLISHBULLISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Prior 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 10.93% | 7.89%

Calls: 9.47% | 8.52%

Puts: 12.39% | 7.27%

Current vs 7-Day Avg -7.50% | +0.22%

Liquidity Expensive

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🤖 AI Insights

Strong bullish conviction with 77% of dollar volume in calls ($28.26M) vs puts ($8.46M). Light premium activity with dollar volume down 52% vs prior. Below-average activity with volume down 44% vs prior. Bearish P/C ratio of 1.27 indicates protective positioning.

Smart Money BULLISH

Retail Flow BEARISH

Overall BEARISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BEARISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current BEARISH

Prior NEUTRAL

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 77 of results (avg 7.7%, best 4.5%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Aug 21	71.15	74.65	$72.90	4.8%	2	0.96	795
$420.00	Aug 21	20.75	21.80	$21.28	4.9%	10	0.65	2.0K
$370.00	Aug 21	61.65	64.85	$63.25	5.1%	2	0.95	931
$430.00	Aug 21	15.00	15.80	$15.40	5.2%	273	0.54	2.7K
$422.50	Aug 21	19.20	20.25	$19.73	5.3%	3	0.62	--

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$445.00	Aug 21	20.50	21.45	$20.98	4.5%	16	0.63	--
$437.50	Aug 21	15.70	16.60	$16.15	5.6%	36	0.55	31
$410.00	Aug 21	5.30	5.65	$5.48	6.4%	302	0.25	980
$430.00	Aug 7	9.05	9.65	$9.35	6.4%	11	0.46	62
$422.50	Aug 21	8.85	9.45	$9.15	6.6%	2	0.38	32

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. -- found (avg $--, cheapest $--)

No options available for this category

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 76 found (avg delta 0.73, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$360.00	Jul 31	69.25	74.55	$71.90	7.4%	5	0.99	--
$400.00	Jul 24	29.10	34.40	$31.75	16.7%	4	0.99	133
$370.00	Jul 24	59.50	64.05	$61.78	7.4%	2	0.98	51
$395.00	Jul 24	34.40	37.85	$36.13	9.5%	1	0.98	--
$405.00	Jul 24	24.70	29.40	$27.05	17.4%	1	0.98	52

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$452.50	Jul 24	18.45	23.15	$20.80	22.6%	1	1.00	9
$447.50	Jul 24	15.15	18.65	$16.90	20.7%	20	0.94	42
$445.00	Jul 24	12.50	14.80	$13.65	16.8%	7	0.91	35
$442.50	Jul 24	10.95	12.55	$11.75	13.6%	7	0.86	58
$470.00	Aug 21	39.45	42.60	$41.03	7.7%	10	0.83	79

Most actively traded options today. High liquidity = easy entry/exit. 313 active (total vol 27.3K, top 2.2K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$450.00	Jul 24	0.16	0.20	$0.18	22.2%	2.2K	0.04	3.0K
$450.00	Aug 21	6.90	7.45	$7.18	7.7%	1.6K	0.32	4.0K
$440.00	Jul 24	1.06	1.32	$1.19	21.8%	1.1K	0.21	996
$437.50	Jul 24	1.64	1.91	$1.78	15.2%	1.0K	0.28	836
$445.00	Jul 24	0.43	0.57	$0.50	28.0%	824	0.10	1.1K

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Jul 24	3.00	3.60	$3.30	18.2%	1.5K	0.43	902
$425.00	Jul 24	1.52	1.77	$1.65	15.2%	1.2K	0.26	755
$410.00	Jul 24	0.09	0.44	$0.27	129.6%	629	0.05	1.6K
$400.00	Aug 21	3.30	3.65	$3.47	10.1%	565	0.17	1.5K
$432.50	Aug 7	10.00	11.15	$10.58	10.9%	526	0.50	16

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 72 strikes (avg 63.3%, max 213.1%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$492.50	Jul 24	Jul 31	108.5%	34.7%	213.1%	6	328
$505.00	Jul 24	Aug 21	89.2%	30.3%	194.4%	3	--
$370.00	Jul 24	Aug 21	100.0%	34.3%	191.3%	4	982
$495.00	Jul 24	Aug 21	84.6%	29.3%	188.2%	37	39
$500.00	Jul 24	Aug 28	64.6%	28.7%	124.8%	58	1.6K

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$350.00	Jul 24	Aug 28	111.0%	36.3%	206.1%	136	458
$365.00	Jul 24	Aug 28	102.8%	33.9%	202.9%	34	443
$370.00	Jul 24	Aug 28	100.0%	33.0%	202.7%	9	10
$375.00	Jul 24	Aug 21	98.5%	33.0%	198.3%	329	639
$385.00	Jul 24	Aug 28	74.8%	31.1%	140.5%	22	247

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 196 found (best R:R 99.00, avg 7.92)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$480.00	$485.00	Aug 7	$0.11	$4.89	$0.11	44.45	$480.11
$500.00	$510.00	Aug 28	$0.27	$9.73	$0.27	36.04	$500.27
$495.00	$500.00	Jul 31	$0.14	$4.86	$0.14	34.71	$495.14
$500.00	$505.00	Aug 21	$0.19	$4.81	$0.19	25.32	$500.19
$465.00	$467.50	Jul 31	$0.10	$2.40	$0.10	24.00	$465.10

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$365.00	$350.00	Jul 31	$0.15	$14.85	$0.15	99.00	$364.85
$380.00	$370.00	Jul 31	$0.15	$9.85	$0.15	65.67	$379.85
$362.50	$350.00	Jul 24	$0.19	$12.31	$0.19	64.79	$362.31
$390.00	$380.00	Aug 7	$0.21	$9.79	$0.21	46.62	$389.79
$360.00	$350.00	Aug 28	$0.29	$9.71	$0.29	33.48	$359.71

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 230 found (best R:R 32.33, avg 1.48)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$370.00	$380.00	Aug 21	$9.70	$9.70	$0.30	32.33	$379.70
$360.00	$415.00	Jul 31	$53.25	$53.25	$1.75	30.43	$413.25
$360.00	$370.00	Aug 21	$9.65	$9.65	$0.35	27.57	$369.65
$370.00	$405.00	Aug 7	$33.58	$33.58	$1.42	23.65	$403.58
$400.00	$405.00	Jul 24	$4.70	$4.70	$0.30	15.67	$404.70

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$440.00	$437.50	Aug 21	$2.10	$2.10	$0.40	5.25	$437.90
$442.50	$440.00	Jul 24	$2.05	$2.05	$0.45	4.56	$440.45
$470.00	$450.00	Aug 21	$16.38	$16.38	$3.62	4.52	$453.62
$440.00	$437.50	Jul 24	$2.00	$2.00	$0.50	4.00	$438.00
$452.50	$447.50	Jul 24	$3.90	$3.90	$1.10	3.55	$448.60

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 65 found (avg debit $2.16, cheapest $0.06)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$490.00	Jul 24	Jul 31	$0.06	62.2%	34.5%
$485.00	Jul 24	Jul 31	$0.07	57.8%	32.8%
$480.00	Jul 24	Jul 31	$0.13	58.0%	33.0%
$510.00	Jul 31	Aug 7	$0.13	42.2%	36.7%
$467.50	Jul 24	Jul 31	$0.18	60.7%	31.1%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$365.00	Jul 24	Jul 31	$0.10	102.8%	51.7%
$385.00	Jul 24	Jul 31	$0.14	74.8%	38.6%
$380.00	Jul 24	Jul 31	$0.18	70.9%	41.0%
$392.50	Jul 24	Jul 31	$0.19	64.5%	34.1%
$390.00	Jul 24	Jul 31	$0.23	67.1%	36.6%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 74 found (cheapest 1.88% of stock, avg 6.21%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$432.50	Jul 24	$3.65	$4.47	$8.12	$424.38	$440.62	1.88%
$430.00	Jul 24	$5.00	$3.30	$8.30	$421.70	$438.30	1.92%
$435.00	Jul 24	$2.57	$5.85	$8.42	$426.58	$443.42	1.95%
$427.50	Jul 24	$6.53	$2.38	$8.91	$418.59	$436.41	2.07%
$437.50	Jul 24	$1.78	$7.70	$9.48	$428.02	$446.98	2.20%
$425.00	Jul 24	$8.32	$1.65	$9.97	$415.03	$434.97	2.31%
$440.00	Jul 24	$1.19	$9.70	$10.89	$429.11	$450.89	2.52%
$422.50	Jul 24	$10.27	$1.12	$11.39	$411.11	$433.89	2.64%
$442.50	Jul 24	$0.78	$11.75	$12.53	$429.97	$455.03	2.91%
$420.00	Jul 24	$12.30	$0.73	$13.03	$406.97	$433.03	3.02%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 0.35% of stock, avg 3.35%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$442.50	$420.00	Jul 24	$0.78	$0.73	$1.51	$418.49	$444.01
$442.50	$422.50	Jul 24	$0.78	$1.12	$1.90	$420.60	$444.40
$440.00	$420.00	Jul 24	$1.19	$0.73	$1.92	$418.08	$441.92
$440.00	$422.50	Jul 24	$1.19	$1.12	$2.31	$420.19	$442.31
$442.50	$425.00	Jul 24	$0.78	$1.65	$2.43	$422.57	$444.93
$437.50	$420.00	Jul 24	$1.78	$0.73	$2.51	$417.49	$440.01
$440.00	$425.00	Jul 24	$1.19	$1.65	$2.84	$422.16	$442.84
$437.50	$422.50	Jul 24	$1.78	$1.12	$2.90	$419.60	$440.40
$442.50	$427.50	Jul 24	$0.78	$2.38	$3.16	$424.34	$445.66
$435.00	$420.00	Jul 24	$2.57	$0.73	$3.30	$416.70	$438.30

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 424 found (best R:R 75.92, avg credit $3.10)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
350/355	370/380	Aug 21	$9.87	$0.13	75.92	$345.13	$379.87
350/355	360/370	Aug 21	$9.82	$0.18	54.56	$345.18	$369.82
360/365	370/405	Aug 7	$33.88	$1.12	30.25	$331.12	$403.88
405/410	415/420	Aug 14	$4.84	$0.16	30.25	$405.16	$419.84
370/372	400/405	Jul 24	$4.80	$0.20	24.00	$367.70	$404.80
400/402	408/410	Aug 21	$2.40	$0.10	24.00	$400.10	$409.90
408/410	420/422	Jul 31	$2.38	$0.12	19.83	$407.62	$422.38
420/422	428/430	Aug 7	$2.38	$0.12	19.83	$420.12	$429.88
420/422	430/432	Aug 7	$2.38	$0.12	19.83	$420.12	$432.38
415/420	425/430	Aug 14	$4.75	$0.25	19.00	$415.25	$429.75

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 133 found (best R:R 124.00, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$490.00	$500.00	$510.00	Aug 7	$0.08	$9.92	124.00
$480.00	$485.00	$490.00	Jul 31	$0.07	$4.93	70.43
$460.00	$465.00	$470.00	Aug 14	$0.09	$4.91	54.56
$442.50	$445.00	$447.50	Aug 7	$0.05	$2.45	49.00
$457.50	$460.00	$462.50	Jul 24	$0.06	$2.44	40.67

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$430.00	$435.00	$440.00	Aug 14	$0.07	$4.93	70.43
$370.00	$380.00	$390.00	Aug 7	$0.15	$9.85	65.67
$415.00	$417.50	$420.00	Jul 24	$0.05	$2.45	49.00
$437.50	$440.00	$442.50	Jul 24	$0.05	$2.45	49.00
$365.00	$370.00	$375.00	Aug 21	$0.10	$4.90	49.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 186 found (best net $-5.60, 167 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$395.00	$420.00	1:2	Aug 28	-$5.60	$19.40
$370.00	$395.00	1:2	Jul 24	-$10.48	$14.52
$500.00	$510.00	1:2	Jul 31	-$0.09	$9.91
$490.00	$500.00	1:2	Aug 7	-$0.11	$9.89
$470.00	$480.00	1:2	Aug 14	-$0.15	$9.85

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$470.00	$450.00	1:2	Aug 21	-$8.27	$11.73
$360.00	$350.00	1:2	Aug 28	-$0.31	$9.69
$390.00	$380.00	1:2	Aug 7	-$0.42	$9.58
$380.00	$370.00	1:2	Aug 7	-$0.51	$9.49
$370.00	$360.00	1:2	Aug 14	-$0.61	$9.39

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 73 found (best yield 3.22%, avg 1.01%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$435.00	Aug 28	$13.90	0.49	0.9%	3.22%	4.08%	7	29
$432.50	Aug 21	$13.70	0.51	0.3%	3.18%	3.45%	236	50
$435.00	Aug 21	$12.45	0.48	0.9%	2.89%	3.74%	170	146
$440.00	Aug 28	$11.80	0.44	2.0%	2.74%	4.75%	17	43
$437.50	Aug 21	$11.25	0.45	1.4%	2.61%	4.04%	37	31
$435.00	Aug 14	$10.70	0.47	0.9%	2.48%	3.34%	4	54
$440.00	Aug 21	$10.30	0.42	2.0%	2.39%	4.40%	309	2.0K
$432.50	Aug 7	$10.00	0.50	0.3%	2.32%	2.59%	7	22
$445.00	Aug 28	$9.80	0.39	3.2%	2.27%	5.45%	23	28
$442.50	Aug 21	$9.35	0.40	2.6%	2.17%	4.76%	32	37

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
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Current Put/Call Breakdown

Total Calls 20,643

Total Puts 26,130

Put/Call Ratio 1.27

Net Difference -5,487

Prior's Put/Call Breakdown

Total Calls 39,003

Total Puts 45,179

Put/Call Ratio 1.16

Net Difference -6,176

Prior 7-Day Put/Call Summary

Total Calls 371,386

Total Puts 291,921

Average Put/Call Ratio 0.88

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
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Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

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