Tour v473
UPST
UPSTART HLDGS INC
$27.04 +1.65%
$27.19 (+0.55%)🌙
as of 07/30 07:43 PM
(7/29 19:19) ◀
|
Thursday, July 30, 2026 (7:43pm)
January 2026
|
▶ (7/31 19:16)
◀ 7/30 19:43 ▶

Option Volume

Detail
ℹ
Current (07/30) 16,913
Calls: 10,547 (62%)
Puts: 6,366 (38%)
Prior (07/29) 21,712
Calls: 15,314 (71%)
Puts: 6,398 (29%)
Current vs Prior -22.10%
Calls: -31.13% (Calls)
Puts: -0.50% (Puts)
Prior 7-Day Total 98,293
Calls: 56,194 (57%)
Puts: 42,099 (43%)
Prior 7-Day Average 14,041
Calls: 8,027 (57%)
Puts: 6,014 (43%)
Current vs Prior 7-Day Avg +20.45%
Calls: +31.38%
Puts: +5.85%
Sentiment BULLISH

Dollar Volume

Detail
ℹ
Current (07/30) $3.64M
Calls: $1.27M (35%)
Puts: $2.37M (65%)
Prior (07/29) $2.78M
Calls: $1.45M (52%)
Puts: $1.32M (48%)
Current vs Prior +31.27%
Calls: -12.42%
Puts: +79.28%
Prior 7-Day Total $15.90M
Calls: $7.31M (46%)
Puts: $8.59M (54%)
Prior 7-Day Average $2.27M
Calls: $1.04M (46%)
Puts: $1.23M (54%)
Current vs Prior 7-Day Avg +60.47%
Calls: +21.89%
Puts: +93.32%
Sentiment BEARISH

Put/Call Ratio

Detail
ℹ
Current (07/30) 0.60
Prior (07/29) 0.42
Current vs Prior +44.47%
Prior 7-Day Average 0.83
Current vs Prior 7-Day Avg -27.54%
Sentiment BULLISH

Open Interest

Detail
ℹ
Current (07/30) 166,605
Calls: 109,193 (66%)
Puts: 57,412 (34%)
Prior (07/29) 118,894
Calls: 81,079 (68%)
Puts: 37,815 (32%)
Current vs Prior +40.13%
Prior 7-Day Total 956,854
Calls: 606,547 (63%)
Puts: 350,307 (37%)
Prior 7-Day Average 136,693
Calls: 86,649 (63%)
Puts: 50,043 (37%)
Current vs Prior 7-Day Avg +21.88%
Sentiment BEARISH

Expected Move

Detail
ℹ
Expiry (07/31) | Next (08/07)Expiry (08/21) | Next (09/18)
Current 4.29% | 16.79%19.90% | 24.63%
Prior 6.01% | 18.35%21.09% | 26.17%
Current vs Prior -28.68% | -8.48%-5.66% | -5.87%
Prior 7-Day Avg 6.68% | 14.90%21.81% | 26.49%
Current vs 7-Day Avg -35.81% | +12.68%-8.79% | -7.01%
Prior 7-Day Eod 6.02% | 18.35%21.09% | 26.17%
Current vs 7-Day Eod -28.68% | -8.48%-5.66% | -5.87%
Sentiment BULLISHBULLISH

Relative Spread

Detail
ℹ
Expiry | Next
Current 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Prior 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs Prior +0.00% | +0.00%
Prior 7-Day Avg 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs 7-Day Avg +0.00% | +0.00%
Liquidity Expensive
+
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🤖 AI Insights

Moderately bearish flow with 65% put dollar volume ($2.37M). Dollar volume significantly above 7-day average (60% higher). Bullish P/C ratio of 0.60. P/C ratio rising 44% - increased hedging/bearish positioning.

Smart Money BEARISH
Retail Flow BULLISH
Overall BULLISH
Dollar Volume
Option Volume
Put/Call Ratio
Open Interest
Expected Move
Current BEARISH
Prior BULLISH
7-Day Avg BEARISH
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BEARISH
Prior BULLISH
7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads
💰 Best Value Under $1
📊 High Delta (ITM)
🔥 High Volume
⏰ Backwardation
📈 Debit Spreads
📉 Credit Spreads
📅 Calendar Spreads
⚡ Straddles
🔀 Strangles
🦅 Iron Condors
🦋 Butterflies
⚖️ Ratio Spreads
🛡️ Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 6 of results (avg 6.3%, best 4.1%)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$30.00Aug 211.441.50$1.474.1%910.38348
$29.00Aug 211.741.82$1.784.5%40.4355
$30.50Aug 211.291.36$1.335.3%50.35270
$28.50Aug 211.902.02$1.966.1%30.46281
$30.00Aug 71.041.13$1.098.3%3940.33663
PUTS (0)
No puts meet the criteria

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 3 found (avg $0.63, cheapest $0.27)

CALLS (3)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$27.50Jul 310.250.29$0.2714.8%3970.37358
$32.00Aug 140.720.86$0.7917.7%20.25--
$31.00Aug 70.770.88$0.8313.3%1000.27185
PUTS (0)
No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 55 found (avg delta 0.71, highest 1.00)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$24.00Jul 311.654.45$3.0591.8%20.977
$24.50Jul 311.443.70$2.5787.9%20.97--
$23.50Jul 312.314.75$3.5369.1%50.9522
$22.00Jul 314.106.30$5.2042.3%10.94--
$25.00Jul 311.062.39$1.7376.9%110.9416
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$29.50Jul 312.273.40$2.8439.8%71.00140
$30.00Jul 312.744.00$3.3737.4%111.00371
$31.00Jul 313.705.15$4.4332.7%121.00364
$31.50Jul 313.406.00$4.7055.3%40.9614
$29.00Jul 311.722.50$2.1137.0%40.94--

Most actively traded options today. High liquidity = easy entry/exit. 121 active (total vol 9.6K, top 2.2K)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$28.00Jul 310.120.16$0.1428.6%2.2K0.22599
$26.50Aug 71.972.65$2.3129.4%5720.5760
$27.50Aug 71.802.23$2.0221.3%4760.50104
$27.50Jul 310.250.29$0.2714.8%3970.37358
$30.00Aug 71.041.13$1.098.3%3940.33663
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$27.00Aug 71.922.45$2.1924.2%6520.46288
$22.50Aug 70.380.77$0.5768.4%5620.1736
$26.00Jul 310.050.27$0.16137.5%2840.201.2K
$24.50Jul 310.000.04$0.02200.0%2300.0342
$27.00Jul 310.250.48$0.3762.2%2230.46921

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 21 strikes (avg 47.1%, max 205.7%)

CALLS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$22.00Jul 31Aug 28280.6%91.8%205.7%3--
$23.00Jul 31Aug 21256.9%99.0%159.5%724
$30.50Jul 31Aug 21189.1%96.8%95.3%161.4K
$31.50Jul 31Aug 21170.9%94.1%81.5%109252
$32.00Jul 31Sep 4136.2%92.5%47.2%44914
PUTS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$22.00Aug 7Aug 28145.0%91.8%58.0%669
$23.00Aug 7Sep 4136.7%91.2%49.8%136211
$22.50Aug 7Aug 21144.8%97.0%49.3%56636
$24.00Jul 31Sep 4129.3%90.3%43.2%115693
$31.00Jul 31Aug 14138.0%111.1%24.3%16393

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 65 found (best R:R 4.00, avg 1.74)

BULL CALL (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$31.00$32.00Aug 7$0.20$0.80$0.204.00$31.20
$25.00$25.50Jul 31$0.11$0.39$0.113.55$25.11
$30.00$32.00Aug 14$0.46$1.54$0.463.35$30.46
$30.50$31.00Jul 31$0.12$0.38$0.123.17$30.62
$25.00$25.50Aug 7$0.12$0.38$0.123.17$25.12
BEAR PUT (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$29.00$28.00Aug 28$0.23$0.77$0.233.35$28.77
$25.00$24.50Aug 7$0.13$0.37$0.132.85$24.87
$27.00$26.50Jul 31$0.14$0.36$0.142.57$26.86
$24.00$22.50Aug 21$0.45$1.05$0.452.33$23.55
$24.00$22.00Aug 28$0.64$1.36$0.642.13$23.36

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 76 found (best R:R 6.69, avg 1.10)

BEAR CALL (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$24.00$25.00Aug 21$0.87$0.87$0.136.69$24.87
$25.50$26.00Aug 7$0.38$0.38$0.123.17$25.88
$26.50$27.00Jul 31$0.36$0.36$0.142.57$26.86
$23.00$23.50Jul 31$0.35$0.35$0.152.33$23.35
$27.50$28.00Aug 7$0.30$0.30$0.201.50$27.80
BULL PUT (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$30.00$29.00Aug 28$0.80$0.80$0.204.00$29.20
$28.00$27.50Aug 7$0.39$0.39$0.113.55$27.61
$30.00$29.00Aug 7$0.73$0.73$0.272.70$29.27
$28.00$27.50Jul 31$0.36$0.36$0.142.57$27.64
$29.00$28.50Jul 31$0.35$0.35$0.152.33$28.65

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 35 found (avg debit $1.14, cheapest $0.17)

CALLS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$22.00Jul 31Aug 21$0.48280.6%102.1%
$32.00Jul 31Aug 7$0.62136.2%134.6%
$30.50Jul 31Aug 7$0.71189.1%129.1%
$31.00Jul 31Aug 7$0.81138.0%135.4%
$24.50Jul 31Aug 7$0.86111.3%136.9%
PUTS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$31.00Jul 31Aug 7$0.17138.0%135.4%
$22.50Aug 7Aug 21$0.17144.8%97.0%
$22.00Aug 7Aug 21$0.23145.0%102.1%
$30.00Jul 31Aug 7$0.60104.9%137.0%
$23.00Aug 7Sep 4$0.68136.7%91.2%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 41 found (cheapest 3.11% of stock, avg 15.32%)

StrikeExpiryCall$Put$TotalBE LowBE HighCost%
$27.00Jul 31$0.47$0.37$0.84$26.16$27.843.11%
$27.50Jul 31$0.27$0.69$0.96$26.54$28.463.55%
$26.50Jul 31$0.83$0.23$1.06$25.44$27.563.92%
$28.00Jul 31$0.14$1.05$1.19$26.81$29.194.40%
$26.00Jul 31$1.06$0.16$1.22$24.78$27.224.51%
$25.50Jul 31$1.62$0.10$1.72$23.78$27.226.36%
$25.00Jul 31$1.73$0.05$1.78$23.22$26.786.58%
$28.50Jul 31$0.09$1.76$1.85$26.65$30.356.84%
$29.00Jul 31$0.05$2.11$2.16$26.84$31.167.99%
$24.50Jul 31$2.57$0.02$2.59$21.91$27.099.58%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 97 found (cheapest 0.37% of stock, avg 8.92%)

Call KPut KExpiryCall$Put$TotalBE LowBE High
$29.00$25.00Jul 31$0.05$0.05$0.10$24.90$29.10
$28.50$25.00Jul 31$0.09$0.05$0.14$24.86$28.64
$29.00$25.50Jul 31$0.05$0.10$0.15$25.35$29.15
$28.00$25.00Jul 31$0.14$0.05$0.19$24.81$28.19
$28.50$25.50Jul 31$0.09$0.10$0.19$25.31$28.69
$30.50$25.00Jul 31$0.14$0.05$0.19$24.81$30.69
$29.00$26.00Jul 31$0.05$0.16$0.21$25.79$29.21
$28.00$25.50Jul 31$0.14$0.10$0.24$25.26$28.24
$30.50$25.50Jul 31$0.14$0.10$0.24$25.26$30.74
$28.50$26.00Jul 31$0.09$0.16$0.25$25.75$28.75

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 54 found (best R:R 5.45, avg credit $0.75)

Put SpreadCall SpreadExpiryCreditMax LossR:RBE LowBE High
22/2427/29Aug 28$1.69$0.315.45$22.31$28.69
24/2526/26Aug 21$0.84$0.165.25$24.16$26.84
24/2529/30Aug 7$0.40$0.104.00$24.60$29.40
26/2828/30Aug 14$1.58$0.423.76$26.42$30.08
23/2428/28Aug 7$0.39$0.113.55$23.11$28.39
24/2426/27Aug 7$0.39$0.113.55$24.11$26.89
26/2627/28Aug 7$0.39$0.113.55$26.11$27.39
24/2425/26Aug 7$0.38$0.123.17$24.12$25.38
25/2628/29Aug 7$0.38$0.123.17$25.12$28.88
26/2627/28Aug 7$0.38$0.123.17$25.62$27.38

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 27 found (best R:R 7.33, cheapest $0.06)

CALLS (5)
LowMidHighExpiryDebitMax GainR:R
$27.00$27.50$28.00Aug 21$0.06$0.447.33
$27.00$27.50$28.00Jul 31$0.07$0.436.14
$27.50$28.00$28.50Jul 31$0.08$0.425.25
$27.50$28.00$28.50Aug 7$0.09$0.414.56
$29.50$30.00$30.50Jul 31$0.12$0.383.17
PUTS (5)
LowMidHighExpiryDebitMax GainR:R
$26.00$26.50$27.00Jul 31$0.07$0.436.14
$24.50$25.00$25.50Aug 7$0.07$0.436.14
$26.00$28.00$30.00Aug 14$0.33$1.675.06
$26.00$26.50$27.00Aug 7$0.12$0.383.17
$22.50$23.00$23.50Aug 7$0.14$0.362.57

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 30 found (best net $-0.14, 27 credits)

CALLS (5)
Buy KSell KRatioExpiryNetMax Gain
$22.00$26.001:2Aug 28-$1.44$2.56
$30.00$32.001:2Aug 14-$0.33$1.67
$30.00$32.001:2Aug 28-$0.70$1.30
$27.00$29.001:2Aug 28-$0.98$1.02
$28.50$30.001:2Aug 14-$0.71$0.79
PUTS (5)
Buy KSell KRatioExpiryNetMax Gain
$28.00$25.001:2Aug 28-$0.14$2.86
$24.00$22.001:2Aug 28-$0.10$1.90
$28.00$26.001:2Aug 14-$0.73$1.27
$24.00$22.501:2Aug 21-$0.29$1.21
$28.00$26.001:2Aug 21-$0.94$1.06

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 28 found (best yield 8.28%, avg 4.37%)

StrikeExpiryBidDeltaOTM%Yield%If Called%VolOI
$27.50Aug 21$2.240.521.7%8.28%9.99%739
$28.00Aug 21$1.930.493.5%7.14%10.69%47177
$28.50Aug 21$1.900.465.4%7.03%12.43%3281
$29.00Aug 28$1.870.457.2%6.92%14.16%1--
$27.50Aug 7$1.800.501.7%6.66%8.36%476104
$29.00Aug 21$1.740.437.2%6.43%13.68%455
$28.00Aug 14$1.580.473.5%5.84%9.39%6--
$28.00Aug 7$1.460.473.5%5.40%8.95%51158
$28.50Aug 14$1.440.445.4%5.33%10.72%1--
$30.00Aug 21$1.440.3810.9%5.33%16.27%91348

Current 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
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Current Put/Call Breakdown

Total Calls 10,547
Total Puts 6,366
Put/Call Ratio 0.60
Net Difference 4,181

Prior's Put/Call Breakdown

Total Calls 15,314
Total Puts 6,398
Put/Call Ratio 0.42
Net Difference 8,916

Prior 7-Day Put/Call Summary

Total Calls 56,194
Total Puts 42,099
Average Put/Call Ratio 0.83
Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date Calls Puts Ratio Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker Earnings Date Days Away Call Volume Put Volume IV Rank
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Chart Title

Price — Past 7 Days

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