Tour v460
UPST
UPSTART HLDGS INC
$26.60 -4.39%
$26.50 (-0.38%)🌙
as of 07/29 07:19 PM
(7/28 19:13) ◀
|
Wednesday, July 29, 2026 (7:19pm)
January 2026
|
▶
◀ 7/29 19:19

Option Volume

Detail
ℹ
Current (07/29) 21,712
Calls: 15,314 (71%)
Puts: 6,398 (29%)
Prior (07/28) 10,817
Calls: 8,986 (83%)
Puts: 1,831 (17%)
Current vs Prior +100.72%
Calls: +70.42% (Calls)
Puts: +249.43% (Puts)
Prior 7-Day Total 90,537
Calls: 50,797 (56%)
Puts: 39,740 (44%)
Prior 7-Day Average 12,933
Calls: 7,256 (56%)
Puts: 5,677 (44%)
Current vs Prior 7-Day Avg +67.87%
Calls: +111.03%
Puts: +12.70%
Sentiment BULLISH

Dollar Volume

Detail
ℹ
Current (07/29) $2.78M
Calls: $1.45M (52%)
Puts: $1.32M (48%)
Prior (07/28) $1.67M
Calls: $1.15M (69%)
Puts: $523.4K (31%)
Current vs Prior +66.29%
Calls: +26.82%
Puts: +152.71%
Prior 7-Day Total $15.51M
Calls: $7.23M (47%)
Puts: $8.29M (53%)
Prior 7-Day Average $2.22M
Calls: $1.03M (47%)
Puts: $1.18M (53%)
Current vs Prior 7-Day Avg +25.26%
Calls: +40.82%
Puts: +11.69%
Sentiment BULLISH

Put/Call Ratio

Detail
ℹ
Current (07/29) 0.42
Prior (07/28) 0.20
Current vs Prior +105.04%
Prior 7-Day Average 0.83
Current vs Prior 7-Day Avg -49.76%
Sentiment BULLISH

Open Interest

Detail
ℹ
Current (07/29) 118,894
Calls: 81,079 (68%)
Puts: 37,815 (32%)
Prior (07/28) 142,925
Calls: 93,886 (66%)
Puts: 49,039 (34%)
Current vs Prior -16.81%
Prior 7-Day Total 973,183
Calls: 611,689 (63%)
Puts: 361,494 (37%)
Prior 7-Day Average 139,026
Calls: 87,384 (63%)
Puts: 51,642 (37%)
Current vs Prior 7-Day Avg -14.48%
Sentiment BEARISH

Expected Move

Detail
ℹ
Expiry (07/31) | Next (08/07)Expiry (08/21) | Next (09/18)
Current 6.01% | 18.35%21.09% | 26.17%
Prior 7.37% | 17.86%20.13% | 25.70%
Current vs Prior -18.37% | +2.69%+4.77% | +1.81%
Prior 7-Day Avg 6.94% | 13.94%22.10% | 26.71%
Current vs 7-Day Avg -13.32% | +31.60%-4.58% | -2.06%
Prior 7-Day Eod 7.37% | 17.86%20.13% | 25.70%
Current vs 7-Day Eod -18.37% | +2.69%+4.77% | +1.81%
Sentiment BULLISHBEARISH

Relative Spread

Detail
ℹ
Expiry | Next
Current 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Prior 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs Prior +0.00% | +0.00%
Prior 7-Day Avg 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs 7-Day Avg +0.00% | +0.00%
Liquidity Expensive
+
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🤖 AI Insights

Elevated premium activity with dollar volume up 66% vs prior. Unusually high activity with volume up 101% vs prior - elevated interest. Extreme bullish P/C ratio of 0.42 - heavy call buying (15,314 calls vs 6,398 puts). P/C ratio rising 105% - increased hedging/bearish positioning.

Smart Money BULLISH
Retail Flow BULLISH
Overall BULLISH
Dollar Volume
Option Volume
Put/Call Ratio
Open Interest
Expected Move
Current BULLISH
Prior BULLISH
7-Day Avg BEARISH
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BEARISH
Prior BULLISH
7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads
💰 Best Value Under $1
📊 High Delta (ITM)
🔥 High Volume
⏰ Backwardation
📈 Debit Spreads
📉 Credit Spreads
📅 Calendar Spreads
⚡ Straddles
🔀 Strangles
🦅 Iron Condors
🦋 Butterflies
⚖️ Ratio Spreads
🛡️ Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 3 of results (avg 8.2%, best 7.1%)

CALLS (0)
No calls meet the criteria
PUTS (3)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$31.00Aug 285.455.85$5.657.1%10.66--
$30.00Aug 214.655.05$4.858.2%130.63731
$29.00Aug 284.104.50$4.309.3%30.58--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. -- found (avg $--, cheapest $--)

No options available for this category

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 43 found (avg delta 0.68, highest 1.00)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$23.00Jul 312.954.90$3.9349.6%230.986
$22.00Jul 314.106.55$5.3246.1%40.934
$24.00Jul 311.753.95$2.8577.2%10.92--
$23.50Jul 311.764.55$3.1688.3%220.892
$23.00Aug 73.804.90$4.3525.3%250.792
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$31.50Jul 314.556.25$5.4031.5%101.00--
$30.00Jul 312.224.00$3.1157.2%540.94397
$31.00Jul 314.104.75$4.4314.7%30.94364
$29.50Jul 311.573.25$2.4169.7%100.93136
$29.00Jul 311.663.10$2.3860.5%100.89169

Most actively traded options today. High liquidity = easy entry/exit. 119 active (total vol 11.2K, top 2.3K)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$28.50Jul 310.010.28$0.15180.0%1.0K0.16610
$28.00Jul 310.200.34$0.2751.9%5650.25316
$27.00Jul 310.450.72$0.5945.8%5090.4363
$26.00Jul 310.801.15$0.9835.7%4090.6512
$27.50Jul 310.350.45$0.4025.0%3930.34319
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$27.50Jul 311.061.42$1.2429.0%2.3K0.67615
$26.50Jul 310.450.80$0.6355.6%1.7K0.46161
$27.00Jul 310.691.00$0.8536.5%5730.57905
$23.50Aug 70.660.98$0.8239.0%1150.23--
$27.00Aug 72.142.83$2.4927.7%1120.48287

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 13 strikes (avg 16.0%, max 33.9%)

CALLS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$26.00Jul 31Sep 496.2%72.9%32.0%41012
$31.00Jul 31Sep 4117.1%95.0%23.3%33877
$31.50Jul 31Aug 21115.8%100.6%15.2%85199
$28.00Jul 31Sep 497.9%97.4%0.5%566316
$27.00Jul 31Aug 2898.3%98.0%0.3%55266
PUTS (5)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$22.00Aug 7Aug 21137.6%102.8%33.9%4--
$26.00Jul 31Sep 496.2%72.9%32.0%971.2K
$31.00Jul 31Aug 28117.1%98.3%19.2%4364
$24.00Jul 31Sep 4106.0%89.8%18.1%7692
$25.00Jul 31Sep 499.9%85.3%17.1%55655

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 66 found (best R:R 9.00, avg 1.85)

BULL CALL (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$29.00$30.00Aug 28$0.18$0.82$0.184.56$29.18
$28.00$28.50Jul 31$0.12$0.38$0.123.17$28.12
$27.50$28.00Aug 14$0.12$0.38$0.123.17$27.62
$29.00$29.50Aug 21$0.12$0.38$0.123.17$29.12
$30.50$31.00Aug 21$0.12$0.38$0.123.17$30.62
BEAR PUT (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$26.00$25.00Sep 4$0.10$0.90$0.109.00$25.90
$23.00$22.00Aug 14$0.17$0.83$0.174.88$22.83
$25.00$24.50Jul 31$0.10$0.40$0.104.00$24.90
$23.50$23.00Jul 31$0.14$0.36$0.142.57$23.36
$25.00$24.00Aug 28$0.28$0.72$0.282.57$24.72

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 78 found (best R:R 14.38, avg 1.29)

BEAR CALL (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$24.00$26.00Jul 31$1.87$1.87$0.1314.38$25.87
$23.00$24.00Aug 7$0.70$0.70$0.302.33$23.70
$23.50$24.00Jul 31$0.31$0.31$0.191.63$23.81
$26.50$27.00Aug 7$0.28$0.28$0.221.27$26.78
$26.00$26.50Aug 7$0.26$0.26$0.241.08$26.26
BULL PUT (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$30.00$29.00Aug 7$0.88$0.88$0.127.33$29.12
$30.00$29.00Aug 21$0.80$0.80$0.204.00$29.20
$27.50$27.00Jul 31$0.39$0.39$0.113.55$27.11
$28.00$27.50Jul 31$0.39$0.39$0.113.55$27.61
$28.00$27.00Aug 14$0.75$0.75$0.253.00$27.25

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 30 found (avg debit $1.15, cheapest $0.12)

CALLS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$23.00Jul 31Aug 7$0.42100.3%138.7%
$31.50Jul 31Aug 7$0.68115.8%131.3%
$24.00Jul 31Aug 7$0.80106.0%137.1%
$31.00Jul 31Aug 7$0.84117.1%137.0%
$30.50Jul 31Aug 7$0.87104.2%131.1%
PUTS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$22.00Aug 7Aug 14$0.12137.6%107.8%
$23.50Jul 31Aug 7$0.66145.8%129.8%
$23.00Jul 31Aug 7$0.76100.3%138.7%
$31.00Jul 31Aug 7$0.77117.1%137.0%
$24.50Jul 31Aug 7$1.1395.6%134.4%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 39 found (cheapest 5.19% of stock, avg 16.81%)

StrikeExpiryCall$Put$TotalBE LowBE HighCost%
$26.50Jul 31$0.75$0.63$1.38$25.12$27.885.19%
$27.00Jul 31$0.59$0.85$1.44$25.56$28.445.41%
$26.00Jul 31$0.98$0.47$1.45$24.55$27.455.45%
$27.50Jul 31$0.40$1.24$1.64$25.86$29.146.17%
$28.00Jul 31$0.27$1.63$1.90$26.10$29.907.14%
$28.50Jul 31$0.15$2.19$2.34$26.16$30.848.80%
$29.50Jul 31$0.05$2.41$2.46$27.04$31.969.25%
$29.00Jul 31$0.09$2.38$2.47$26.53$31.479.29%
$24.00Jul 31$2.85$0.08$2.93$21.07$26.9311.02%
$30.00Jul 31$0.04$3.11$3.15$26.85$33.1511.84%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 115 found (cheapest 0.94% of stock, avg 11.37%)

Call KPut KExpiryCall$Put$TotalBE LowBE High
$29.00$23.50Jul 31$0.09$0.16$0.25$23.25$29.25
$29.00$25.00Jul 31$0.09$0.20$0.29$24.71$29.29
$28.50$23.50Jul 31$0.15$0.16$0.31$23.19$28.81
$28.50$25.00Jul 31$0.15$0.20$0.35$24.65$28.85
$29.00$25.50Jul 31$0.09$0.27$0.36$25.14$29.36
$28.50$25.50Jul 31$0.15$0.27$0.42$25.08$28.92
$28.00$23.50Jul 31$0.27$0.16$0.43$23.07$28.43
$28.00$25.00Jul 31$0.27$0.20$0.47$24.53$28.47
$28.00$25.50Jul 31$0.27$0.27$0.54$24.96$28.54
$27.50$23.50Jul 31$0.40$0.16$0.56$22.94$28.06

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 98 found (best R:R 7.33, avg credit $0.65)

Put SpreadCall SpreadExpiryCreditMax LossR:RBE LowBE High
25/2631/32Aug 21$0.88$0.127.33$25.12$31.88
25/2630/31Aug 28$0.88$0.127.33$25.12$30.88
28/2931/32Aug 21$0.86$0.146.14$28.14$31.86
24/2425/26Aug 7$0.83$0.174.88$23.67$25.83
25/2628/29Aug 21$0.83$0.174.88$25.17$29.33
25/2630/30Aug 21$0.82$0.184.56$25.18$30.32
25/2629/30Aug 28$0.82$0.184.56$25.18$29.82
25/2628/28Aug 21$0.81$0.194.26$25.19$28.31
24/2528/29Aug 7$0.40$0.104.00$24.60$28.90
28/2930/30Aug 21$0.80$0.204.00$28.20$30.30

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 29 found (best R:R 9.00, cheapest $0.05)

CALLS (5)
LowMidHighExpiryDebitMax GainR:R
$27.50$28.00$28.50Aug 7$0.05$0.459.00
$27.00$27.50$28.00Jul 31$0.06$0.447.33
$28.00$28.50$29.00Jul 31$0.06$0.447.33
$26.00$26.50$27.00Jul 31$0.07$0.436.14
$28.50$29.00$29.50Aug 21$0.07$0.436.14
PUTS (5)
LowMidHighExpiryDebitMax GainR:R
$26.00$26.50$27.00Jul 31$0.06$0.447.33
$24.00$24.50$25.00Jul 31$0.08$0.425.25
$28.00$29.00$30.00Aug 21$0.18$0.824.56
$23.50$24.00$24.50Jul 31$0.10$0.404.00
$25.00$25.50$26.00Aug 7$0.12$0.383.17

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 24 found (best net $-0.63, 21 credits)

CALLS (5)
Buy KSell KRatioExpiryNetMax Gain
$28.00$31.001:2Sep 4-$0.63$2.37
$27.00$29.001:2Aug 28-$0.98$1.02
$30.50$31.001:2Jul 31-$0.05$0.45
$27.50$28.001:2Jul 31-$0.14$0.36
$27.00$27.501:2Jul 31-$0.21$0.29
PUTS (5)
Buy KSell KRatioExpiryNetMax Gain
$31.00$28.001:2Aug 14-$1.22$1.78
$25.50$24.001:2Aug 14-$0.62$0.88
$24.00$23.001:2Aug 14-$0.38$0.62
$24.50$23.501:2Aug 7-$0.41$0.59
$23.00$22.001:2Aug 14-$0.48$0.52

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 37 found (best yield 9.32%, avg 4.72%)

StrikeExpiryBidDeltaOTM%Yield%If Called%VolOI
$27.00Aug 28$2.480.531.5%9.32%10.83%433
$27.00Aug 21$2.400.531.5%9.02%10.53%5810
$28.00Sep 4$2.400.485.3%9.02%14.29%1--
$27.50Aug 21$2.140.503.4%8.05%11.43%1--
$27.00Aug 7$1.880.521.5%7.07%8.57%8017
$28.00Aug 21$1.880.475.3%7.07%12.33%27151
$27.50Aug 14$1.820.483.4%6.84%10.23%1--
$28.00Aug 14$1.680.455.3%6.32%11.58%222
$27.50Aug 7$1.660.483.4%6.24%9.62%7156
$28.50Aug 21$1.650.457.1%6.20%13.35%24880

Current 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
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Prior's 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
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Current Put/Call Breakdown

Total Calls 15,314
Total Puts 6,398
Put/Call Ratio 0.42
Net Difference 8,916

Prior's Put/Call Breakdown

Total Calls 8,986
Total Puts 1,831
Put/Call Ratio 0.20
Net Difference 7,155

Prior 7-Day Put/Call Summary

Total Calls 50,797
Total Puts 39,740
Average Put/Call Ratio 0.83
Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date Calls Puts Ratio Net Diff
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Upcoming Earnings - 2 Weeks Prior

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Upcoming Earnings - 1 Week Prior

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Earnings This Week

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Earnings - Day Before / Day After

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Options Activity Around Earnings

Ticker Earnings Date Days Away Call Volume Put Volume IV Rank
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Chart Title

Price — Past 7 Days

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