UNH - Options Database

UNH

UNITEDHEALTH GROUP I

$421.55 -1.07%

(7/17 19:26) ◀

Monday, July 20, 2026 (7:13pm)

▶ (7/21 19:11)

◀ 7/20 19:13 ▶

Option Volume

Detail

ℹ

Current (07/20) 76,898

Calls: 44,983 (58%)

Puts: 31,915 (42%)

Prior (07/17) 115,970

Calls: 73,854 (64%)

Puts: 42,116 (36%)

Current vs Prior -33.69%

Calls: -39.09% (Calls)

Puts: -24.22% (Puts)

Prior 7-Day Total 606,285

Calls: 348,979 (58%)

Puts: 257,306 (42%)

Prior 7-Day Average 86,612

Calls: 49,854 (58%)

Puts: 36,758 (42%)

Current vs Prior 7-Day Avg -11.22%

Calls: -9.77%

Puts: -13.18%

Sentiment BULLISH

Dollar Volume

Detail

ℹ

Current (07/20) $61.33M

Calls: $45.75M (75%)

Puts: $15.58M (25%)

Prior (07/17) $60.43M

Calls: $43.42M (72%)

Puts: $17.01M (28%)

Current vs Prior +1.48%

Calls: +5.36%

Puts: -8.42%

Prior 7-Day Total $559.24M

Calls: $399.78M (71%)

Puts: $159.46M (29%)

Prior 7-Day Average $79.89M

Calls: $57.11M (71%)

Puts: $22.78M (29%)

Current vs Prior 7-Day Avg -23.23%

Calls: -19.89%

Puts: -31.61%

Sentiment BULLISH

Put/Call Ratio

Detail

ℹ

Current (07/20) 0.71

Prior (07/17) 0.57

Current vs Prior +24.42%

Prior 7-Day Average 0.81

Current vs Prior 7-Day Avg -12.48%

Sentiment NEUTRAL

Open Interest

Detail

ℹ

Current (07/20) 559,480

Calls: 323,495 (58%)

Puts: 235,985 (42%)

Prior (07/17) 687,215

Calls: 431,312 (63%)

Puts: 255,903 (37%)

Current vs Prior -18.59%

Prior 7-Day Total 5,266,756

Calls: 3,105,957 (59%)

Puts: 2,160,799 (41%)

Prior 7-Day Average 752,393

Calls: 443,708 (59%)

Puts: 308,685 (41%)

Current vs Prior 7-Day Avg -25.64%

Sentiment BEARISH

Expected Move

Detail

ℹ

WKMO Expiry (07/24) | Next (07/31)Expiry (08/21) | Next (09/18)

Current 2.98% | 4.45%7.19% | 10.95%

Prior 3.65% | 5.06%0.66% | 8.48%

Current vs Prior -18.48% | -12.18%+982.88% | +29.04%

Prior 7-Day Avg 4.89% | 6.41%5.21% | 10.06%

Current vs 7-Day Avg -39.14% | -30.61%+38.13% | +8.80%

Prior 7-Day Eod 3.65% | 5.06%0.66% | 8.48%

Current vs 7-Day Eod -18.48% | -12.18%+982.88% | +29.04%

Sentiment BULLISHBEARISH

Relative Spread

Detail

ℹ

Expiry | Next

Current 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Prior 10.11% | 7.91%

Calls: 9.95% | 8.74%

Puts: 10.27% | 7.07%

Current vs Prior +0.00% | +0.00%

Prior 7-Day Avg 12.56% | 8.29%

Calls: 9.42% | 8.72%

Puts: 15.69% | 7.86%

Current vs 7-Day Avg -19.48% | -4.58%

Liquidity Expensive

Add Card

🤖 AI Insights

Moderately bullish flow with 75% call dollar volume ($45.75M). Declining open interest (down 19%) indicates positions being closed.

Smart Money BULLISH

Retail Flow BULLISH

Overall BULLISH

Dollar Volume

Option Volume

Put/Call Ratio

Open Interest

Expected Move

Current BULLISH

Prior BULLISH

7-Day Avg BULLISH

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current NEUTRAL

Prior BULLISH

7-Day Avg NEUTRAL

Current BULLISH

Prior BULLISH

7-Day Avg NEUTRAL

Current BEARISH

Prior BULLISH

7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads

💰 Best Value Under $1

📊 High Delta (ITM)

🔥 High Volume

⏰ Backwardation

📈 Debit Spreads

📉 Credit Spreads

📅 Calendar Spreads

⚡ Straddles

🔀 Strangles

🦅 Iron Condors

🦋 Butterflies

⚖️ Ratio Spreads

🛡️ Covered Calls

🎯

Tightest Spreads

💰

Best Value <$1

📊

High Delta

⚖️

Ratio Spreads

🛡️

Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 91 of results (avg 7.5%, best 3.2%)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$380.00	Aug 21	45.20	46.65	$45.93	3.2%	51	0.88	2.3K
$390.00	Aug 21	36.45	37.80	$37.13	3.6%	14	0.82	1.1K
$340.00	Aug 21	81.65	85.35	$83.50	4.4%	10	0.97	875
$410.00	Aug 21	21.65	22.70	$22.17	4.7%	60	0.65	1.5K
$425.00	Aug 21	13.35	14.00	$13.68	4.8%	136	0.49	--

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$445.00	Aug 28	28.45	30.00	$29.23	5.3%	3	0.69	--
$480.00	Aug 21	57.35	60.70	$59.03	5.7%	1	0.93	--
$430.00	Jul 24	10.20	10.80	$10.50	5.7%	80	0.71	365
$422.50	Jul 31	8.45	8.95	$8.70	5.7%	11	0.50	22
$425.00	Aug 7	12.00	12.75	$12.38	6.1%	15	0.53	213

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 2 found (avg $0.49, cheapest $0.38)

CALLS (2)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$445.00	Jul 24	0.34	0.41	$0.38	18.4%	686	0.06	814
$460.00	Jul 31	0.56	0.65	$0.61	14.8%	146	0.06	397

PUTS (0)

No puts meet the criteria

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 105 found (avg delta 0.74, highest 1.00)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$350.00	Jul 24	68.35	76.50	$72.43	11.3%	2	1.00	16
$340.00	Jul 24	79.65	86.50	$83.08	8.2%	5	0.99	--
$380.00	Jul 24	39.00	45.20	$42.10	14.7%	2	0.99	--
$340.00	Jul 31	78.85	86.80	$82.82	9.6%	5	0.99	--
$360.00	Jul 24	58.70	66.50	$62.60	12.5%	1	0.99	--

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$480.00	Jul 24	55.70	62.20	$58.95	11.0%	1	1.00	--
$450.00	Jul 24	26.70	29.50	$28.10	10.0%	1	0.97	--
$445.00	Jul 24	20.35	26.85	$23.60	27.5%	3	0.95	37
$442.50	Jul 24	19.80	23.20	$21.50	15.8%	2	0.93	55
$480.00	Aug 21	57.35	60.70	$59.03	5.7%	1	0.93	--

Most actively traded options today. High liquidity = easy entry/exit. 362 active (total vol 35.4K, top 2.5K)

CALLS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$430.00	Jul 24	2.40	2.62	$2.51	8.8%	2.5K	0.29	1.8K
$450.00	Jul 24	0.17	0.21	$0.19	21.1%	1.6K	0.03	1.4K
$442.50	Jul 24	0.48	0.61	$0.54	24.1%	1.6K	0.08	231
$435.00	Jul 31	3.50	3.90	$3.70	10.8%	1.3K	0.28	1.3K
$425.00	Jul 24	4.05	4.35	$4.20	7.1%	984	0.42	759

PUTS (5)

Strike	Expiry	Bid	Ask	Mark	Spread	Vol	Delta	OI
$400.00	Jul 24	0.48	0.63	$0.55	27.3%	716	0.08	989
$380.00	Jul 31	0.45	0.73	$0.59	47.5%	612	0.05	127
$410.00	Jul 24	1.56	1.75	$1.66	11.4%	594	0.20	1.5K
$415.00	Jul 24	2.72	3.00	$2.86	9.8%	531	0.31	410
$420.00	Jul 24	4.45	4.85	$4.65	8.6%	481	0.44	549

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 80 strikes (avg 37.3%, max 157.2%)

CALLS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$505.00	Jul 24	Aug 21	78.3%	32.3%	142.5%	5	1
$340.00	Jul 24	Aug 21	85.9%	40.4%	112.7%	15	875
$360.00	Jul 24	Aug 21	70.8%	35.7%	98.3%	34	808
$500.00	Jul 24	Aug 28	59.6%	30.2%	97.1%	172	1.5K
$487.50	Jul 24	Jul 31	67.3%	35.4%	90.2%	18	281

PUTS (5)

Strike	Near Exp	Far Exp	Near IV	Far IV	Back%	Vol	OI
$340.00	Jul 24	Aug 28	85.9%	33.4%	157.2%	53	69
$355.00	Jul 24	Aug 28	74.4%	35.6%	109.3%	26	607
$360.00	Jul 24	Aug 28	70.8%	34.9%	102.9%	45	528
$365.00	Jul 24	Aug 28	65.1%	33.5%	94.5%	63	360
$350.00	Jul 24	Aug 28	66.0%	35.3%	86.9%	92	380

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 216 found (best R:R 44.45, avg 7.25)

BULL CALL (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$480.00	$485.00	Aug 21	$0.18	$4.82	$0.18	26.78	$480.18
$477.50	$480.00	Jul 24	$0.10	$2.40	$0.10	24.00	$477.60
$497.50	$500.00	Jul 24	$0.10	$2.40	$0.10	24.00	$497.60
$447.50	$450.00	Jul 24	$0.11	$2.39	$0.11	21.73	$447.61
$462.50	$465.00	Jul 31	$0.11	$2.39	$0.11	21.73	$462.61

BEAR PUT (5)

Buy	Sell	Expiry	Debit	Max Gain	Max Loss	R:R	BE
$370.00	$365.00	Aug 7	$0.11	$4.89	$0.11	44.45	$369.89
$350.00	$340.00	Aug 21	$0.22	$9.78	$0.22	44.45	$349.78
$370.00	$365.00	Jul 31	$0.12	$4.88	$0.12	40.67	$369.88
$360.00	$350.00	Aug 7	$0.32	$9.68	$0.32	30.25	$359.68
$380.00	$375.00	Jul 31	$0.18	$4.82	$0.18	26.78	$379.82

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 269 found (best R:R 57.82, avg 2.17)

BEAR CALL (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$350.00	$360.00	Jul 24	$9.83	$9.83	$0.17	57.82	$359.83
$370.00	$380.00	Jul 24	$9.83	$9.83	$0.17	57.82	$379.83
$340.00	$390.00	Jul 31	$48.74	$48.74	$1.26	38.68	$388.74
$350.00	$360.00	Aug 21	$9.60	$9.60	$0.40	24.00	$359.60
$340.00	$350.00	Aug 21	$9.57	$9.57	$0.43	22.26	$349.57

BULL PUT (5)

Sell	Buy	Expiry	Credit	Max Gain	Max Loss	R:R	BE
$455.00	$450.00	Jul 31	$4.83	$4.83	$0.17	28.41	$450.17
$442.50	$440.00	Jul 24	$2.35	$2.35	$0.15	15.67	$440.15
$450.00	$445.00	Jul 24	$4.50	$4.50	$0.50	9.00	$445.50
$480.00	$450.00	Aug 21	$26.48	$26.48	$3.52	7.52	$453.52
$432.50	$430.00	Aug 21	$2.20	$2.20	$0.30	7.33	$430.30

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 75 found (avg debit $1.68, cheapest $0.07)

CALLS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$475.00	Jul 24	Jul 31	$0.08	52.5%	33.9%
$500.00	Jul 24	Jul 31	$0.14	59.6%	44.5%
$495.00	Jul 24	Jul 31	$0.17	56.3%	43.1%
$480.00	Jul 24	Jul 31	$0.19	47.5%	36.6%
$485.00	Jul 24	Jul 31	$0.24	53.8%	40.7%

PUTS (5)

Strike	Near Exp	Far Exp	Net Debit	Near IV	Far IV
$350.00	Jul 24	Jul 31	$0.07	66.0%	46.2%
$480.00	Jul 24	Aug 21	$0.08	47.5%	29.8%
$365.00	Jul 24	Jul 31	$0.09	65.1%	41.9%
$370.00	Jul 24	Jul 31	$0.21	59.5%	41.2%
$375.00	Jul 24	Jul 31	$0.27	53.6%	38.5%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 102 found (cheapest 2.66% of stock, avg 7.30%)

Strike	Expiry	Call$	Put$	Total	BE Low	BE High	Cost%
$422.50	Jul 24	$5.38	$5.82	$11.20	$411.30	$433.70	2.66%
$420.00	Jul 24	$6.73	$4.65	$11.38	$408.62	$431.38	2.70%
$425.00	Jul 24	$4.20	$7.18	$11.38	$413.62	$436.38	2.70%
$417.50	Jul 24	$8.40	$3.65	$12.05	$405.45	$429.55	2.86%
$427.50	Jul 24	$3.30	$8.98	$12.28	$415.22	$439.78	2.91%
$415.00	Jul 24	$10.00	$2.86	$12.86	$402.14	$427.86	3.05%
$430.00	Jul 24	$2.51	$10.50	$13.01	$416.99	$443.01	3.09%
$412.50	Jul 24	$11.88	$2.24	$14.12	$398.38	$426.62	3.35%
$432.50	Jul 24	$1.96	$12.53	$14.49	$418.01	$446.99	3.44%
$410.00	Jul 24	$13.58	$1.66	$15.24	$394.76	$425.24	3.62%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 150 found (cheapest 0.86% of stock, avg 3.79%)

Call K	Put K	Expiry	Call$	Put$	Total	BE Low	BE High
$432.50	$410.00	Jul 24	$1.96	$1.66	$3.62	$406.38	$436.12
$430.00	$410.00	Jul 24	$2.51	$1.66	$4.17	$405.83	$434.17
$432.50	$412.50	Jul 24	$1.96	$2.24	$4.20	$408.30	$436.70
$430.00	$412.50	Jul 24	$2.51	$2.24	$4.75	$407.75	$434.75
$432.50	$415.00	Jul 24	$1.96	$2.86	$4.82	$410.18	$437.32
$427.50	$410.00	Jul 24	$3.30	$1.66	$4.96	$405.04	$432.46
$430.00	$415.00	Jul 24	$2.51	$2.86	$5.37	$409.63	$435.37
$427.50	$412.50	Jul 24	$3.30	$2.24	$5.54	$406.96	$433.04
$432.50	$417.50	Jul 24	$1.96	$3.65	$5.61	$411.89	$438.11
$425.00	$410.00	Jul 24	$4.20	$1.66	$5.86	$404.14	$430.86

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 376 found (best R:R 40.67, avg credit $3.54)

Put Spread	Call Spread	Expiry	Credit	Max Loss	R:R	BE Low	BE High
380/385	400/405	Aug 7	$4.88	$0.12	40.67	$380.12	$404.88
350/355	360/370	Aug 21	$9.67	$0.33	29.30	$345.33	$369.67
365/370	400/405	Aug 7	$4.81	$0.19	25.32	$365.19	$404.81
365/375	385/400	Aug 14	$14.42	$0.58	24.86	$360.58	$399.42
350/355	370/380	Aug 21	$9.61	$0.39	24.64	$345.39	$379.61
392/395	412/415	Jul 31	$2.40	$0.10	24.00	$392.60	$414.90
395/400	415/420	Aug 14	$4.80	$0.20	24.00	$395.20	$419.80
375/380	385/400	Aug 14	$14.38	$0.62	23.19	$365.62	$399.38
340/345	395/405	Aug 28	$9.53	$0.47	20.28	$335.47	$404.53
350/355	385/400	Aug 14	$14.24	$0.76	18.74	$340.76	$399.24

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 165 found (best R:R 165.67, cheapest $0.05)

CALLS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$360.00	$370.00	$380.00	Aug 21	$0.06	$9.94	165.67
$475.00	$480.00	$485.00	Jul 31	$0.06	$4.94	82.33
$455.00	$460.00	$465.00	Aug 21	$0.06	$4.94	82.33
$455.00	$460.00	$465.00	Aug 7	$0.07	$4.93	70.43
$470.00	$475.00	$480.00	Aug 21	$0.07	$4.93	70.43

PUTS (5)

Low	Mid	High	Expiry	Debit	Max Gain	R:R
$375.00	$380.00	$385.00	Jul 31	$0.06	$4.94	82.33
$385.00	$390.00	$395.00	Aug 28	$0.07	$4.93	70.43
$370.00	$375.00	$380.00	Aug 21	$0.08	$4.92	61.50
$375.00	$380.00	$385.00	Aug 28	$0.09	$4.91	54.56
$380.00	$385.00	$390.00	Aug 14	$0.10	$4.90	49.00

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 199 found (best net $-6.07, 184 credits)

CALLS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$440.00	$450.00	1:2	Aug 28	-$4.07	$5.93
$495.00	$500.00	1:2	Aug 7	-$0.04	$4.96
$500.00	$505.00	1:2	Jul 31	-$0.09	$4.91
$495.00	$500.00	1:2	Jul 31	-$0.14	$4.86
$475.00	$480.00	1:2	Jul 31	-$0.23	$4.77

PUTS (5)

Buy K	Sell K	Ratio	Expiry	Net	Max Gain
$480.00	$450.00	1:2	Aug 21	-$6.07	$23.93
$360.00	$350.00	1:2	Jul 31	-$0.05	$9.95
$360.00	$350.00	1:2	Aug 7	-$0.05	$9.95
$350.00	$340.00	1:2	Aug 14	-$0.07	$9.93
$375.00	$365.00	1:2	Aug 14	-$0.31	$9.69

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 87 found (best yield 3.46%, avg 1.05%)

Strike	Expiry	Bid	Delta	OTM%	Yield%	If Called%	Vol	OI
$425.00	Aug 28	$14.60	0.49	0.8%	3.46%	4.28%	30	41
$422.50	Aug 21	$13.95	0.52	0.2%	3.31%	3.53%	21	--
$425.00	Aug 21	$13.35	0.49	0.8%	3.17%	3.99%	136	--
$430.00	Aug 28	$12.55	0.44	2.0%	2.98%	4.98%	48	73
$425.00	Aug 14	$11.65	0.48	0.8%	2.76%	3.58%	18	43
$427.50	Aug 21	$11.50	0.47	1.4%	2.73%	4.14%	437	--
$430.00	Aug 21	$11.05	0.44	2.0%	2.62%	4.63%	349	2.6K
$422.50	Aug 7	$10.95	0.51	0.2%	2.60%	2.82%	4	--
$435.00	Aug 28	$10.25	0.40	3.2%	2.43%	5.62%	6	--
$432.50	Aug 21	$9.85	0.41	2.6%	2.34%	4.93%	19	--

Current 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Prior's 5-Minute Volume Snapshots

Time (HH:MM)	Total Volume	Call Volume	Put Volume	Volume Change
Loading data...

Current Put/Call Breakdown

Total Calls 44,983

Total Puts 31,915

Put/Call Ratio 0.71

Net Difference 13,068

Prior's Put/Call Breakdown

Total Calls 73,854

Total Puts 42,116

Put/Call Ratio 0.57

Net Difference 31,738

Prior 7-Day Put/Call Summary

Total Calls 348,979

Total Puts 257,306

Average Put/Call Ratio 0.81

Ratio Trend Rising

Daily Put/Call History (Last 7 Days)

Date	Calls	Puts	Ratio	Net Diff
Loading data...

Upcoming Earnings - 2 Weeks Prior

Loading earnings data...

Upcoming Earnings - 1 Week Prior

Loading earnings data...

Earnings This Week

Loading earnings data...

Earnings - Day Before / Day After

Loading earnings data...

Options Activity Around Earnings

Ticker	Earnings Date	Days Away	Call Volume	Put Volume	IV Rank
Loading data...

Option Volume

Dollar Volume

Put/Call Ratio

Open Interest

Expected Move

Relative Spread

🤖 AI Insights

📈 Options Analysis

Current 5-Minute Volume Snapshots

Prior's 5-Minute Volume Snapshots

Current Put/Call Breakdown

Prior's Put/Call Breakdown

Prior 7-Day Put/Call Summary

Daily Put/Call History (Last 7 Days)

Upcoming Earnings - 2 Weeks Prior

Upcoming Earnings - 1 Week Prior

Earnings This Week

Earnings - Day Before / Day After

Options Activity Around Earnings

Chart Title

Price — Past 7 Days

Add Card