Tour v366
UPST
UPSTART HLDGS INC
$28.82 -2.34%
$28.80 (-0.07%)🌙
as of 07/20 07:13 PM
(7/17 19:26) ◀
|
Monday, July 20, 2026 (7:13pm)
January 2026
|
▶ (7/21 19:12)
◀ 7/20 19:13 ▶

Option Volume

Detail
ℹ
Current (07/20) 13,956
Calls: 9,917 (71%)
Puts: 4,039 (29%)
Prior (07/17) 19,757
Calls: 11,245 (57%)
Puts: 8,512 (43%)
Current vs Prior -29.36%
Calls: -11.81% (Calls)
Puts: -52.55% (Puts)
Prior 7-Day Total 111,981
Calls: 64,095 (57%)
Puts: 47,886 (43%)
Prior 7-Day Average 15,997
Calls: 9,156 (57%)
Puts: 6,840 (43%)
Current vs Prior 7-Day Avg -12.76%
Calls: +8.31%
Puts: -40.96%
Sentiment BULLISH

Dollar Volume

Detail
ℹ
Current (07/20) $2.39M
Calls: $1.37M (57%)
Puts: $1.03M (43%)
Prior (07/17) $4.51M
Calls: $2.27M (50%)
Puts: $2.25M (50%)
Current vs Prior -46.94%
Calls: -39.65%
Puts: -54.31%
Prior 7-Day Total $22.10M
Calls: $8.92M (40%)
Puts: $13.18M (60%)
Prior 7-Day Average $3.16M
Calls: $1.27M (40%)
Puts: $1.88M (60%)
Current vs Prior 7-Day Avg -24.16%
Calls: +7.43%
Puts: -45.52%
Sentiment BULLISH

Put/Call Ratio

Detail
ℹ
Current (07/20) 0.41
Prior (07/17) 0.76
Current vs Prior -46.20%
Prior 7-Day Average 0.81
Current vs Prior 7-Day Avg -50.00%
Sentiment BULLISH

Open Interest

Detail
ℹ
Current (07/20) 135,223
Calls: 86,221 (64%)
Puts: 49,002 (36%)
Prior (07/17) 189,562
Calls: 118,935 (63%)
Puts: 70,627 (37%)
Current vs Prior -28.67%
Prior 7-Day Total 1,109,364
Calls: 701,889 (63%)
Puts: 407,475 (37%)
Prior 7-Day Average 158,480
Calls: 100,269 (63%)
Puts: 58,210 (37%)
Current vs Prior 7-Day Avg -14.68%
Sentiment BEARISH

Expected Move

Detail
ℹ
Expiry (07/24) | Next (07/31)Expiry (08/21) | Next (09/18)
Current 7.81% | 11.62%23.11% | 27.76%
Prior 8.88% | 12.54%2.10% | 22.70%
Current vs Prior -12.07% | -7.29%+999.90% | +22.26%
Prior 7-Day Avg 6.62% | 10.68%6.40% | 23.65%
Current vs 7-Day Avg +17.94% | +8.88%+261.11% | +17.36%
Prior 7-Day Eod 8.88% | 12.54%2.10% | 22.70%
Current vs 7-Day Eod -12.07% | -7.29%+999.90% | +22.26%
Sentiment BULLISHBEARISH

Relative Spread

Detail
ℹ
Expiry | Next
Current 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Prior 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs Prior +0.00% | +0.00%
Prior 7-Day Avg 10.96% | 11.49%
Calls: 11.11% | 8.19%
Puts: 10.80% | 14.79%
Current vs 7-Day Avg +0.00% | +0.00%
Liquidity Expensive
+
Add Card

🤖 AI Insights

Extreme bullish P/C ratio of 0.41 - heavy call buying (9,917 calls vs 4,039 puts). P/C ratio dropping 46% - sentiment shifting bullish. Call-heavy open interest (86,221 calls vs 49,002 puts) suggests bullish positioning. Declining open interest (down 29%) indicates positions being closed.

Smart Money BULLISH
Retail Flow BULLISH
Overall BULLISH
Dollar Volume
Option Volume
Put/Call Ratio
Open Interest
Expected Move
Current BULLISH
Prior BULLISH
7-Day Avg BEARISH
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BULLISH
Prior NEUTRAL
7-Day Avg NEUTRAL
Current BULLISH
Prior BULLISH
7-Day Avg NEUTRAL
Current BEARISH
Prior BULLISH
7-Day Avg BULLISH

📈 Options Analysis

🎯 Tightest Spreads
💰 Best Value Under $1
📊 High Delta (ITM)
🔥 High Volume
⏰ Backwardation
📈 Debit Spreads
📉 Credit Spreads
📅 Calendar Spreads
⚡ Straddles
🔀 Strangles
🦅 Iron Condors
🦋 Butterflies
⚖️ Ratio Spreads
🛡️ Covered Calls

Options with the tightest bid-ask spreads (<10%). Lower spreads = better fills and less slippage. Showing top 17 of results (avg 8.2%, best 3.3%)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$30.00Aug 212.712.80$2.763.3%300.50269
$28.00Jul 241.421.53$1.487.4%860.6533
$27.50Jul 241.731.89$1.818.8%250.72--
$28.00Jul 311.892.08$1.999.5%110.611
$27.00Jul 242.022.23$2.139.9%10.792
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$32.50Aug 215.405.70$5.555.4%310.61238
$34.50Aug 76.456.85$6.656.0%20.72--
$31.50Jul 313.153.40$3.287.6%40.72--
$30.50Jul 242.002.16$2.087.7%500.72361
$33.00Aug 285.806.30$6.058.3%10.61--

Affordable options under $1.00 per contract. Great for defined-risk strategies with minimal capital. 5 found (avg $0.70, cheapest $0.28)

CALLS (3)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$31.00Jul 240.260.29$0.2810.7%4970.21674
$29.50Jul 240.650.75$0.7014.3%1140.42279
$29.00Jul 240.861.04$0.9518.9%1980.5029
PUTS (2)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$28.00Jul 240.580.69$0.6417.2%2540.35723
$27.50Jul 310.850.99$0.9215.2%160.34457

In-the-money options with delta >0.50. Higher probability of profit, lower leverage. 42 found (avg delta 0.68, highest 1.00)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$24.00Jul 243.506.40$4.9558.6%40.96--
$26.00Jul 241.554.30$2.9393.9%100.883
$26.50Jul 242.023.15$2.5943.6%10.848
$27.00Jul 242.022.23$2.139.9%10.792
$27.50Jul 241.731.89$1.818.8%250.72--
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$34.00Jul 244.606.60$5.6035.7%21.0060
$34.50Jul 244.357.10$5.7348.0%31.00--
$33.00Jul 243.554.75$4.1528.9%10.9480
$32.50Jul 243.154.15$3.6527.4%10.9360
$32.00Jul 242.563.90$3.2341.5%160.89250

Most actively traded options today. High liquidity = easy entry/exit. 132 active (total vol 9.4K, top 2.4K)

CALLS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$30.00Jul 240.490.65$0.5728.1%2.4K0.35314
$32.00Jul 240.120.15$0.1421.4%5280.12152
$31.00Jul 240.260.29$0.2810.7%4970.21674
$30.00Jul 310.951.14$1.0518.1%4120.41347
$32.50Jul 240.060.10$0.0850.0%2620.08100
PUTS (5)
StrikeExpiryBidAskMarkSpreadVolDeltaOI
$29.00Aug 213.053.50$3.2813.7%1.0K0.46--
$28.00Jul 240.580.69$0.6417.2%2540.35723
$25.50Jul 240.000.12$0.06200.0%2190.0633
$27.00Jul 240.280.35$0.3221.9%2160.21329
$29.00Jul 241.011.10$1.068.5%1760.50567

Term structure inversion — near-term IV higher than far-term IV at the same strike. Signals expected near-term catalyst or volatility event. 3 strikes (avg 10.8%, max 16.6%)

CALLS (2)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$28.50Jul 24Jul 3188.6%76.0%16.6%721
$28.00Jul 24Jul 3186.5%75.7%14.2%9734
PUTS (1)
StrikeNear ExpFar ExpNear IVFar IVBack%VolOI
$24.50Jul 24Aug 2194.6%93.0%1.7%17--

Bull call spreads & bear put spreads with the best risk/reward ratios. Pay a debit upfront, defined max loss. 79 found (best R:R 7.33, avg 1.80)

BULL CALL (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$31.00$31.50Jul 24$0.11$0.39$0.113.55$31.11
$31.00$32.00Aug 21$0.24$0.76$0.243.17$31.24
$31.00$32.00Aug 14$0.25$0.75$0.253.00$31.25
$33.00$34.00Aug 28$0.25$0.75$0.253.00$33.25
$29.50$30.00Jul 24$0.13$0.37$0.132.85$29.63
BEAR PUT (5)
BuySellExpiryDebitMax GainMax LossR:RBE
$25.00$24.00Jul 31$0.12$0.88$0.127.33$24.88
$26.00$25.50Jul 24$0.10$0.40$0.104.00$25.90
$24.50$24.00Aug 21$0.11$0.39$0.113.55$24.39
$25.00$24.00Aug 7$0.24$0.76$0.243.17$24.76
$34.50$34.00Jul 24$0.13$0.37$0.132.85$34.37

Bear call spreads & bull put spreads collecting premium. Receive credit upfront, profit if stock stays in range. 90 found (best R:R 3.17, avg 0.97)

BEAR CALL (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$26.00$26.50Jul 24$0.34$0.34$0.162.13$26.34
$27.50$28.00Jul 24$0.33$0.33$0.171.94$27.83
$27.00$27.50Jul 24$0.32$0.32$0.181.78$27.32
$28.00$28.50Jul 31$0.30$0.30$0.201.50$28.30
$30.00$30.50Aug 21$0.30$0.30$0.201.50$30.30
BULL PUT (5)
SellBuyExpiryCreditMax GainMax LossR:RBE
$30.00$29.50Aug 21$0.38$0.38$0.123.17$29.62
$32.00$31.50Jul 31$0.37$0.37$0.132.85$31.63
$30.50$30.00Jul 24$0.36$0.36$0.142.57$30.14
$28.00$27.50Aug 21$0.36$0.36$0.142.57$27.64
$31.00$30.50Jul 24$0.35$0.35$0.152.33$30.65

Same strike, different expirations. Sell near-term, buy far-term. Profits from time decay differential. 35 found (avg debit $0.56, cheapest $0.17)

CALLS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$34.50Jul 24Jul 31$0.1783.7%79.1%
$34.00Jul 24Jul 31$0.1880.7%77.1%
$33.00Jul 24Jul 31$0.1984.5%72.2%
$33.50Jul 24Jul 31$0.2576.9%78.7%
$32.50Jul 24Jul 31$0.3478.2%78.5%
PUTS (5)
StrikeNear ExpFar ExpNet DebitNear IVFar IV
$25.00Jul 24Jul 31$0.2089.8%76.9%
$31.50Jul 24Jul 31$0.2176.4%78.9%
$25.50Jul 24Jul 31$0.2578.5%72.8%
$31.00Jul 24Jul 31$0.2980.5%77.2%
$26.00Jul 24Jul 31$0.3589.1%80.0%

Buy call + put at the same strike and expiry. Profits from large moves in either direction. 39 found (cheapest 6.97% of stock, avg 14.89%)

StrikeExpiryCall$Put$TotalBE LowBE HighCost%
$29.00Jul 24$0.95$1.06$2.01$26.99$31.016.97%
$28.50Jul 24$1.19$0.87$2.06$26.44$30.567.15%
$29.50Jul 24$0.70$1.40$2.10$27.40$31.607.29%
$28.00Jul 24$1.48$0.64$2.12$25.88$30.127.36%
$30.00Jul 24$0.57$1.72$2.29$27.71$32.297.95%
$27.50Jul 24$1.81$0.49$2.30$25.20$29.807.98%
$27.00Jul 24$2.13$0.32$2.45$24.55$29.458.50%
$30.50Jul 24$0.43$2.08$2.51$27.99$33.018.71%
$31.00Jul 24$0.28$2.43$2.71$28.29$33.719.40%
$26.50Jul 24$2.59$0.24$2.83$23.67$29.339.82%

Buy OTM call + OTM put at different strikes. Cheaper than straddles, needs bigger move to profit. 132 found (cheapest 1.42% of stock, avg 11.80%)

Call KPut KExpiryCall$Put$TotalBE LowBE High
$31.50$26.50Jul 24$0.17$0.24$0.41$26.09$31.91
$31.50$27.00Jul 24$0.17$0.32$0.49$26.51$31.99
$31.00$26.50Jul 24$0.28$0.24$0.52$25.98$31.52
$31.00$27.00Jul 24$0.28$0.32$0.60$26.40$31.60
$31.50$27.50Jul 24$0.17$0.49$0.66$26.84$32.16
$30.50$26.50Jul 24$0.43$0.24$0.67$25.83$31.17
$30.50$27.00Jul 24$0.43$0.32$0.75$26.25$31.25
$31.00$27.50Jul 24$0.28$0.49$0.77$26.73$31.77
$30.00$26.50Jul 24$0.57$0.24$0.81$25.69$30.81
$31.50$28.00Jul 24$0.17$0.64$0.81$27.19$32.31

Sell OTM put spread + OTM call spread. Collect premium, profit if stock stays between breakevens. 148 found (best R:R 9.00, avg credit $0.60)

Put SpreadCall SpreadExpiryCreditMax LossR:RBE LowBE High
29/3033/34Aug 28$0.90$0.109.00$29.10$33.90
30/3134/34Aug 7$0.89$0.118.09$30.11$34.39
28/2930/31Aug 7$0.87$0.136.69$28.13$30.87
26/2730/31Aug 7$0.86$0.146.14$26.14$30.86
28/3032/34Aug 14$1.72$0.286.14$28.28$33.72
30/3132/33Aug 7$0.85$0.155.67$30.15$33.35
27/2830/31Aug 7$0.84$0.165.25$27.16$30.84
30/3132/32Aug 7$0.84$0.165.25$30.16$32.84
28/2931/32Aug 7$0.83$0.174.88$28.17$31.83
26/2731/32Aug 7$0.82$0.184.56$26.18$31.82

Buy lower + upper strikes, sell 2x middle strike. Low cost, max profit at the middle strike at expiry. 32 found (best R:R 11.50, cheapest $0.05)

CALLS (5)
LowMidHighExpiryDebitMax GainR:R
$31.00$32.00$33.00Aug 28$0.08$0.9211.50
$33.00$33.50$34.00Jul 24$0.05$0.459.00
$33.50$34.00$34.50Jul 31$0.05$0.459.00
$32.00$32.50$33.00Jul 24$0.06$0.447.33
$29.50$30.00$30.50Jul 31$0.07$0.436.14
PUTS (5)
LowMidHighExpiryDebitMax GainR:R
$26.00$26.50$27.00Jul 31$0.07$0.436.14
$27.00$27.50$28.00Aug 21$0.07$0.436.14
$25.00$26.00$27.00Aug 28$0.14$0.866.14
$27.50$28.00$28.50Jul 24$0.08$0.425.25
$32.00$32.50$33.00Jul 24$0.08$0.425.25

Buy 1 option, sell 2 at a different strike (1:2 ratio). Can be entered for a credit. Unlimited risk on naked leg. 38 found (best net $-0.45, 38 credits)

CALLS (5)
Buy KSell KRatioExpiryNetMax Gain
$26.00$30.001:2Aug 14-$0.45$3.55
$26.00$30.001:2Aug 28-$1.25$2.75
$26.00$29.001:2Aug 7-$1.01$1.99
$32.00$34.001:2Aug 14-$0.75$1.25
$24.00$26.001:2Jul 24-$0.91$1.09
PUTS (5)
Buy KSell KRatioExpiryNetMax Gain
$28.00$25.001:2Aug 14-$0.09$2.91
$34.50$31.001:2Aug 7-$1.75$1.75
$33.00$30.001:2Aug 28-$2.05$0.95
$30.00$28.001:2Aug 14-$1.34$0.66
$29.00$27.001:2Aug 28-$1.40$0.60

Sell OTM calls against 100 shares you own. Collect premium for income, capped upside at strike. Yield% = premium/stock price. 46 found (best yield 9.89%, avg 4.34%)

StrikeExpiryBidDeltaOTM%Yield%If Called%VolOI
$29.00Aug 21$2.850.540.6%9.89%10.51%4--
$30.00Aug 21$2.710.504.1%9.40%13.50%30269
$30.00Aug 28$2.680.514.1%9.30%13.39%26--
$29.00Aug 7$2.580.540.6%8.95%9.58%1312
$29.50Aug 7$2.370.512.4%8.22%10.58%20--
$31.00Aug 28$2.310.477.6%8.02%15.58%36
$30.00Aug 14$2.290.504.1%7.95%12.04%20--
$31.00Aug 21$2.160.457.6%7.49%15.06%36--
$30.00Aug 7$2.140.484.1%7.43%11.52%5974
$30.50Aug 21$2.050.475.8%7.11%12.94%3--

Current 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
Loading data...

Prior's 5-Minute Volume Snapshots

Time (HH:MM) Total Volume Call Volume Put Volume Volume Change
Loading data...

Current Put/Call Breakdown

Total Calls 9,917
Total Puts 4,039
Put/Call Ratio 0.41
Net Difference 5,878

Prior's Put/Call Breakdown

Total Calls 11,245
Total Puts 8,512
Put/Call Ratio 0.76
Net Difference 2,733

Prior 7-Day Put/Call Summary

Total Calls 64,095
Total Puts 47,886
Average Put/Call Ratio 0.81
Ratio Trend Falling

Daily Put/Call History (Last 7 Days)

Date Calls Puts Ratio Net Diff
Loading data...

Upcoming Earnings - 2 Weeks Prior

Loading earnings data...

Upcoming Earnings - 1 Week Prior

Loading earnings data...

Earnings This Week

Loading earnings data...

Earnings - Day Before / Day After

Loading earnings data...

Options Activity Around Earnings

Ticker Earnings Date Days Away Call Volume Put Volume IV Rank
Loading data...

Chart Title

Price — Past 7 Days

Add Card

CI/CD Results
App Log
Loading...
Requests
New Request
View All